Reports

Financial Health Pulse® U.S. Trends Report

The signature publication of the Financial Health Pulse® initiative, our annual U.S. Trends Report provides deep insight into the financial health of U.S. households. Using nationally representative survey data, the report explores year-over-year changes across key aspects of household finances, documents differences among consumer groups, and reveals trends influencing the future of financial health. 

Financial Health Pulse<sup>®</sup> U.S. Trends Report
Financial Health Pulse<sup>®</sup> U.S. Trends Report
Latest U.S. Trends

Financial Health Pulse® U.S. Trends Report

After a year of modest progress, the ninth edition of the U.S. Trends Report shows financial challenges returning. The number of Financially Vulnerable households grew, cash flow struggles intensified, household debt manageability worsened, and confidence in insurance coverage continued to decline. Each of these signals illustrates that lasting change is only possible when leaders rally around a shared definition of financial health, coordinating interventions and investments to advance financial health for all.

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Want to dive deeper? Explore financial health disparities and trends by race and ethnicity, age, urbanicity, home ownership, cryptocurrency ownership, online gambling, and over a dozen additional metrics in our full Financial Health Pulse dataset.  

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Our Research Program

Building an Intelligence Engine for Financial Health

The Financial Health Pulse—along with the FinHealth Score—are two proprietary tools that power everything we do at Financial Health Network. As our financial lives grow increasingly complex, our team is building upon these research and measurement capabilities to better understand how changing economic forces are shaping household financial health. Our Pulse insights equip leaders and decision-makers to act in alignment with what’s happening in the real world, helping more households build lasting economic stability. 

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Financial Health Pulse<sup>®</sup> 2022 U.S. Trends Report
Research Paper
Financial Health Pulse

Financial Health Pulse® 2022 U.S. Trends Report

Our 2022 U.S. Trends Report tells a far different story than prior years. Data from the nationally representative probability-based Pulse survey, fielded in April and May 2022, show that financial health declined for the first time in the project’s five-year history.

Measurement
Sep 07, 2022