Many families lack any life insurance. Who holds life insurance, who should own it, and what can we do to better protect families?

Earned wage access holds promise as a way to help workers solve short-term liquidity needs, but how are real users actually relying on this product?

Industry partnerships to deliver government payments may help bring more people into the banking system – but we need to learn more about them first.

After reaching a historic high in 2021, our 2023 U.S. Trends Report finds that the financial health of Americans has declined to pre-pandemic levels.

Severe weather can disrupt financial health, yet fewer than expected Americans living in disaster-prone areas carry residential insurance.

Despite their ubiquity, people with disabilities are frequently marginalized, resulting in profound impacts to their economic well-being.

What are Americans paying for financial services as the country emerges from the COVID-19 pandemic? This year’s FinHealth Spend Report – our long-running national study on the costs of financial services to U.S. households – reveals that spending has soared in the past year amid a turbulent economy and persistent inflation.

New analysis suggests that many borrowers anticipate difficulty restarting payments when forbearance likely ends this summer – but proposed policy changes could help.

Learn how the Financial Health Network’s partnership with BlackRock’s Emergency Savings Initiative (ESI) has contributed to millions of people building a financial safety net since 2019.

Small businesses want to invest in their employees’ financial health, but affordable benefits are often out of reach. How can the marketplace close the benefits gap?

A five-year analysis of Financial Health Pulse® research shows two critical ways that Americans struggle with financial health.

In the 2021 legislative session, the Colorado General Assembly appropriated funds to the Colorado Department of Law, Consumer Protection Section, Consumer Credit Unit for use “to contract with a vendor to study, collect, and report data to the general assembly related to the availability of safe and affordable credit, such as the use, total costs, and overall consumer impacts of non-depository lending products available under existing Colorado laws.” The Department of Law selected the Financial Health Network (FHN) to conduct the requested study. This report sets forth FHN findings from the study it has conducted.