Personal Information We Collect
How We Use Personal Information
Data collected by the Financial Health Network will be used by the Financial Health Network exclusively for purposes for which, and consistent with the way in which, it was collected or submitted, such as to:
Disclosure of Personal Information to Third Parties
The Financial Health Network will not sell, share, rent or disclose to third parties any personally identifying information, such as names, mailing address, email addresses, telephone numbers, and other personal information which you voluntarily provide to us, unless we secure your permission to do so, except to:
Personal information that you provide voluntarily is only available to our employees managing this information and to contractors and service providers for the purposes of providing services relating to our communications with you, each of whom is bound by a written obligation of confidentiality. Names, mailing addresses, e-mail addresses, and telephone numbers provided by users may be added to the Financial Health Network’s databases and used for future communications regarding Site updates, new products and services, upcoming events, and other matters.
We may, from time to time, send you newsletters, updates and other communications regarding our services and events. The Financial Health Network works with third-party vendors to provide users with its newsletter and communications services. While these vendors will have access to your personally identifiable information in order to provide email services, they are required to maintain the privacy of all information in their control. You may opt out of receiving any Financial Health Network newsletters, updates, or other emails by clicking “unsubscribe” at the bottom of each email and following the subsequent instructions.
Account Creation for the Financial Health Network Site
Account creation is not required to view our publicly available Site, although it may provide access to additional tools and functionality where your information will be collected. Any requests to access the Financial Health Network’s research data should be sent to firstname.lastname@example.org.
Personal Information Shared in Public Forums
The Financial Health Network may provide bulletin boards, blogs, or chat rooms on its Site. Any personal information you choose to submit or post to be published or displayed in such a forum (your “User Contributions”) may be read, collected, or used by others who visit these forums, and may be used to send you unsolicited messages. In furtherance of the Financial Health Network’s mission to further the public debate on important financial issues, you agree that the Content on our Site (including your “User Contributions”) may be accessed, printed, displayed, downloaded, and distributed for personal, educational, news reporting, or other policy purposes, provided that all copies display all copyright and other applicable notices to the extent such notices are contained in such Content.
The Financial Health Network is not responsible for the personal information you choose to submit in these forums. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. We cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.
You may opt out of having your personal information collected by the Financial Health Network by not completing online forms, signing up for services, or creating an account. To opt out after submitting personal information, Users must contact us at email@example.com. To request that we delete personal information that you have previously provided to us, Users may contact us at firstname.lastname@example.org, and we will endeavor promptly to delete such information at your request.
If you want to stop using your account you may deactivate it. When you deactivate an account, you will not be able to use our services and your information will not be capable of being viewed through our Site. You may also request that the Financial Health Network remove from its database any personally identifiable information you had previously provided. However, even after you submit a request to delete your information or deactivate your account, copies of your information including but not limited to name and email address may be retained by us as backup copies for legal and compliance reasons.
Access to and Ability to Correct Personal Information
Users may modify, correct, change, update, obtain a summary of their personal records, or cause their personal records to be removed from our database by contacting us via the mailing address, email (to email@example.com) or telephone number listed below. In response to such a request, the Financial Health Network will send personal records only to the email or mailing address on file for the username associated with it.
Links to Third-Party Websites
Our Site may contain links to other websites. The Financial Health Network does not endorse, and is not responsible for, the privacy practices or the content of such other websites. We do not review or control such websites and suggest that you review the privacy policies of these websites before accessing.
Collection of Personal Data from Children
The Financial Health Network does not attempt to collect personal information from children, including anyone under the age of 18. Personal information sent to the Financial Health Network, such as an email, which appears to be from a child, will be deleted. The Financial Health Network cannot always determine if a visitor to its Site or the sender of an e-mail is a child but will exert our best efforts to do so.
Security and Protection of Personal Information
All personal information you provide to us through our Site is stored on secure servers operated by us or our third party providers. Any payment transactions will be encrypted using Secure Socket Layer (SSL) technology. In addition, the Financial Health Network and its business partners enter into confidentiality agreements which require that care and precautions be taken to guard against loss, misuse, or disclosure of your personal information. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our Site, you are responsible for keeping this password confidential. We ask that you not share your password with anyone. Although we will do our best to protect your personal information, we cannot guarantee the security of your data. Any transmission is at your own risk. Once we have received your information, we will employ reasonable procedures and security features to guard against unauthorized access.
Reporting of Data Breaches
We make reasonable efforts to monitor and detect any data breach affecting personal information. In the unlikely event that a data breach results in the disclosure of your personal information to third parties, we will make all reasonable efforts to inform you.
Your California Privacy Rights
If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights, view the privacy notice for California residents.
Your European Economic Area and United Kingdom Privacy Rights
If you are located in the European Union, Iceland, Liechtenstein or Norway (the “European Economic Area” or “EEA”) or in the United Kingdom (“UK”), you are entitled to additional rights regarding our use of your personal information. To learn more, visit the EEA privacy disclosures.
Amendments to Policy
How to Contact Us
Questions, comments and requests regarding this Policy are welcomed and should be addressed to firstname.lastname@example.org or mailed to the following address:
Financial Health Network
135 S. LaSalle Street
Chicago, IL 60603