Financial Health Pulse

Financial Health Pulse
 Account Balances

Account Balances

Liquid account balances trended downward over the period of April 1 – June 30, 2021. This was likely due to individuals spending down high balances, which were caused by stimulus payments and tax refunds. Balances in accounts owned by Financially Healthy individuals continued to be higher than those in accounts owned by Financially Coping or Financially Vulnerable individuals. In addition, those with household incomes above $100,000 had consistently higher balances than those with lower incomes.

Financial Health Pulse
 Financial Health Pulse Explore

Financial Health Pulse Explore

The Pulse also analyzes transactional and account data that USC’s panelists agree to share through a secure data platform that leverages Plaid’s API.

Financial Health Pulse
 Financial Health Pulse

Financial Health Pulse

The Financial Health Pulse uses ongoing surveys and transaction data to provide regular updates and actionable insights about financial health in America.

Financial Health Pulse
 New Pulse Data Shows Stimulus Payments Jump Started Spending But Funds Slowest to Reach Low-Income Individuals

New Pulse Data Shows Stimulus Payments Jump Started Spending But Funds Slowest to Reach Low-Income Individuals

Chicago, IL, May 20, 2021 (GLOBE NEWSWIRE) — The Financial Health Network, the nation’s authority on financial health, with support from the Citi Foundation, today released its first Financial Health Pulse Points brief featuring transactional data that highlights the effects of the two federal stimulus payments and tax refunds issued in early 2021 on account […]

Financial Health Pulse
 Data

Data

The Financial Health Network is collaborating with USC’s Dornsife Center for Economic and Social Research to field Pulse surveys to their online panel, the Understanding America Study.