Pulse Spotlights
Pulse Spotlights offer quick, critical insights into emerging topics like inflation, AI, and natural disasters.
Pulse Points
Pulse Points are short research reports released multiple times a year as part of the Financial Health Pulse research initiative.
Pulse Points: Financial Health Differences Among Entrepreneurs
More people across the U.S. are starting businesses than ever before. What is the relationship between entrepreneurship and financial health?
What’s Holding Back Consumers From Using AI Financial Tools?
Financial institutions face multiple challenges driving customer adoption of AI financial tools.
Pulse Points: Main Gig or Side Hustle? Nontraditional Work and Financial Health
More than 1 in 10 working adults holds a nontraditional job. How is this growing and diverse sector of the American economy faring financially?
Pulse Points: Disparities in Credit Scores and Length of Credit History
How is credit history related to race and ethnicity, and what steps can financial service providers take to address credit health inequities?
Exploring the Link Between Housing and Healthcare Costs and Weather Events
Households that experienced a weather event were also more likely to face a range of unexpected housing- and health-related expenses.
Are Financial Wellness Products Merely Window Dressing for Banks?
Financially healthy customers are good banking customers — and banks offer financial health products strategically to attract and retain them. But for those products to be useful, customers must use them. Do they?
Financial Health Pulse: U.S. Financial Health Trends and What We Can Do About Them
Since 2018, the Financial Health Network has conducted the Financial Health PulseⓇ research initiative to identify national financial health trends.
Financial Health Pulse 2024: 70% of Americans Remain Financially Unhealthy as Day-to-Day Financial Health Weakens, Middle Income Households Hit Especially Hard
Latest report on America’s financial health reveals stark contradictions depending on whether a household has credit card debt or investments; middle income households see sharp drop in ability to manage debt.
Financial Health Pulse® 2024 U.S. Trends Report
Some households were more acutely affected by the past year’s economic forces than others, depending on their debts and assets held.
Financial Health Pulse Research 2024
In the seventh edition of the annual U.S. Trends Report, we find that key financial health indicators trended in opposite directions, while overall financial health held steady.