From April 1 to June 30, 2021, Americans balanced saving and new spending opportunities, with minimal changes in earned income. In this inaugural Pulse Points brief, we examine how people weighed spending and saving behavior while much of the economy reopened.
Key Finding: Low- to moderate-income (LMI) frontline workers are less likely to be Financially Healthy than non-frontline LMI workers.
Since the last Pulse survey in August 2020, more people are struggling to afford healthcare, which may lead to long-term health consequences beyond those created directly by COVID-19.
Discover key findings from the 2020 U.S. Financial Health Pulse regarding Americans' financial health, including profound disparities across race and ethnicity.
Ongoing research on the financial health of everyday Americans can help document both persistent and growing financial health challenges in communities across the country. The rich, real-time data from the Financial Health Pulse aims to inform future policy initiatives and encourage innovative ideas, introducing opportunities for policymakers, employers, and businesses to create solutions that empower everyone to financially thrive.
Download the Pulse survey data sets and questionnaires, and explore transactional data trends nationally and by demographic groups.
Since launching the Financial Health Pulse in 2018, the Financial Health Network has measured the financial health of Americans through our annual Trends Report. These yearly reports provide a nuanced look at how financial health serves as an economic indicator for the country at large. In addition, the Financial Health Pulse offers regular snapshots on the most pressing financial health issues of the moment, from pandemic-related challenges to stimulus check spending.
