EMERGE Financial Health

FinHealth MAP: Building a Business Strategy for Financial Health Impact

Achieving financial health impact doesn’t need to be a journey into the unknown.

Financial Health Solutions: Using Tax Refunds for Debt Repayment

This study is part of a series highlighting Leaders Lab member innovations.

Financial Health Solutions: Boost Savings with Challenges and Empowering Messages

This study is part of a series highlighting Leaders Lab member innovations.

Financial Health Solutions: Increasing Savings with a Choice at Onboarding

This study is part of a series highlighting Leaders Lab member innovations.

Knowing Better, Doing Better: HR Executives’ Perspectives on Employee Financial Health

In this report, we share insights gathered through a recent survey of HR decision-makers on their awareness of and investments in employee financial health.

Financial Health Solutions: Using Tax Refunds for Debt Repayment

A Study with Commonwealth Bank of Australia

U.S. Financial Health Pulse: 2020 Trends Report

The U.S. Financial Health Pulse: 2020 Trends Report offers rich insights about this unique moment in time, highlighting changes in financial health and profound disparities across race, income, and gender.

Consumer Financial Data: Legal and Regulatory Landscape

The use of data in financial services has the potential to promote financial health, but also requires careful evaluation to manage risks and protect consumers.

Race, Ethnicity, and the Financial Lives of Young Adults

Young adults of color have borne a disproportionate share of economic hardship, as decades of systemic racism have made their communities more vulnerable to the effects of financial health crises.

Credit Union Technology Watch: 5G Networks

As emerging 5G technology becomes commonplace, the ways that credit union members connect to their data will completely change.

How Financial Institutions Can Structure Small-Dollar Credit for Financial Health

Recent regulatory developments have opened opportunities for lenders - particularly banks - to offer small-dollar credit.

Building Valuable Customer Relationships Through Financial Health

While the vast majority of customers expect their primary financial institutions (PFIs) to help improve their financial health, few believe their PFIs are actually doing it.

What Banks Need From Their Technology Stack to Support Consumer Financial Health

Explore the current landscape and opportunities to help financial institutions overcome these barriers to power effective finhealth tools.

Balancing Today, Building Tomorrow: How Financially Coping Americans Plan, Save, and Invest

As job losses mount, savings are spent down, household debt grows, and investments shrink during the pandemic, Americans need financial support more than ever.

Financial Health Can Be So… Retro

Some of the most popular financial health tools introduced by fintechs actually replicate and automate habits and “life hacks” that many households used successfully before the era of electronic banking and payments.

Better for Employees, Better for Business: Providing the Tools to Meet the Financial Health Needs of Employees

In this infographic, we focus on employees’ needs for financial guidance, emergency savings, and debt management benefits.

Credit Union Spotlight: Measuring to Improve Member Financial Health

The National Credit Union Foundation sponsored 3 credit unions to understand the financial health and business impact of a specific product or service.

Supporting the Financial Lives of America’s Young People

54% of young people between the ages of 18 and 30 report they have hit financial rock bottom – a situation made worse by pandemic-related job losses and college closures.

Income, Age, Race, and Gender Are Key Factors as New Data Shows 1 in 3 Americans Earning Less During COVID-19

As the coronavirus crisis enters its third month, few have been spared from the economic impact of the deadly disease.

Fintech Over 50: Designing for Low- to Moderate-Income Older Adults

Despite their widespread use of technology, many adults 50 and older find it challenging to handle day-to-day financial needs online.

Edquity Case Study: Supporting Students with Innovative Emergency Aid

Each year, millions of college students struggle to stay in school not because of academic difficulties, but because of financial challenges.

Hawaii Financial Health Pulse: 2019 Survey Results

The majority of Americans are struggling financially – and the everyday economic reality is similar for those who live and work in Hawaii.