Megan Skaggs

Associate, Innovation
mskaggs@finhealthnetwork.org

As an Associate on the Innovation team, Megan seeks to encourage systemic changes and partnerships that empower historically excluded populations to achieve financial health. Megan believes that finances are the gateway to reaching your goals, and finding equitable solutions to those goals leads to a more fulfilled and satisfied life for all. She shares the Financial Health Network’s mission of creating better access to the financial services that consumers need. 

Megan works with the organization’s Financial Solutions Lab Exchange program, helping to bolster nonprofit and fintech partnerships that create more equitable financial services and programs for all consumers. She also contributes to research exploring how to support various demographic groups through innovation, and how employers, financial institutions, and other industry players can improve their offerings to improve financial health. 

Megan began her career handling educational opportunities and partnerships for the Turner Family Center for Social Ventures, supporting social impact education for students. She recently conducted research focused on financial inclusivity in banking as a global advisory solutions intern for Accion.  

Megan received her master’s degree in Latin American Studies from Vanderbilt University and bachelor’s degrees in English Literature and International Affairs from Western Kentucky University. 

 Megan Skaggs

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Financial Solutions Lab
 Workplace Financial Health Innovation: Rolling Out an Earned Wage Access Program for Your Employees

Workplace Financial Health Innovation: Rolling Out an Earned Wage Access Program for Your Employees

Employers, benefits platforms, regulators, and employees are paying more attention to earned wage access (EWA) products for their potential to improve employee financial health. Employers can maximize the positive outcomes of EWA products by minimizing associated fees, explaining the program mechanics to employees, and providing a complementary suite of financial resources.

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A recent study of full-time workers reveals a high need for debt-related benefits, as well as gaps between those who need these benefits most and those who currently have access to them.