Overdraft, NSF Fees Bigger Burden Than Previously Estimated
In 2024, consumers spent $12.1 billion on overdraft and NSF fees – approximately 48% more than previously thought.
Wall Street to Main Street: Who Accesses Non-Retirement Investment Accounts?
A new FinHealth Spend Product Spotlight reveals disparities in ownership of these wealth-building tools.
Climate Disaster and Renters Insurance: Who’s Protected?
A new FinHealth Spend Spotlight finds many renters don’t hold renters insurance – and those who do still face climate-related risks.
Strengthening Financial Health for Climate Resilience
Climate hazards have massive financial impacts on households, especially ones that are already struggling. What do they need to be financially resilient in the face of a changing climate?
Financial Health Solutions: Driving Change Through Measurement
By adopting these four measurement best practices, financial institutions can better understand and improve the impact of their financial solutions.
Responding to Reform: Overdraft in 2023
After pivotal reforms in 2022, this FinHealth Spend Product Spotlight sheds light on the state of overdraft fees today, how consumers use overdraft, and potential implications for financial institutions and policymakers.
Financial Health Frontiers: Households Under Financial Pressure
The first brief of our Financial Health Frontiers Initiative takes a deeper look at the evolving financial lives of “middle-class” households and why their financial health depends on a holistic approach.
Improving Benefits Access: Insights from the Financial Solutions Lab Exchange
Learn how three nonprofit-fintech partnerships developed solutions to improve the benefits application process, support renters, and help child care providers.
The State of Retirement Security in America
Americans across all income levels are struggling to save enough for a financially secure retirement. What’s driving retirement insecurity, and how can employers help?
Assessing the Fintech Market Against Age-Inclusive Standards
Low- to moderate-income older adults face unique financial challenges. How well are current fintech solutions meeting them?
Firsthand Perspectives Exploring the Mental-Financial Health Connection
In this study, we examine the experiences of people managing both financial stress and mental health challenges, uncovering their needs and ways to help.
Measurement for Systems Change: Lessons From the Financial Health Pulse®
Financial Health Pulse research has helped shape a new era of financial health solutions. What can it teach us about using data to drive systems change?