Incomplete, Not Obsolete: A 401(k) Toolkit To Help Solve America’s Retirement Crisis
As the first generation to rely on 401(k)s nears retirement, large swaths of Americans don’t have enough saved. Was the “do-it-yourself” approach to retirement savings a mistake?
Wall Street to Main Street: Who Accesses Non-Retirement Investment Accounts?
A new FinHealth Spend Product Spotlight reveals disparities in ownership of these wealth-building tools.
Guardian: Empowering Retirees’ Financial Confidence With Insurance Benefits
Amidst a “silver tsunami,” many retirees face a gap in their insurance. Learn how Guardian is empowering retirees to take charge of their financial well-being.
Behavioral Design Guide: A Financial Health Approach to Employer-Sponsored Retirement Savings Plans
Learn how to design employer-sponsored retirement savings plans that support worker financial health by improving participation, savings behavior, and savings balances.
The State of Retirement Security in America
Americans across all income levels are struggling to save enough for a financially secure retirement. What’s driving retirement insecurity, and how can employers help?
A lifetime of caring for others is leaving mothers broke in retirement
Mothers make a lot of sacrifices for their children, and many do so joyfully. But they may not realize that those tradeoffs could threaten their ability to provide for themselves in their later years.
In Their Words: What Older Adults Struggling Financially Need
Despite the recent stimulus, increased vaccinations, and gathering momentum of reopenings across the country, millions are still struggling with their financial health. Ongoing economic uncertainty, job loss, and physical health concerns have caused many to shift financial priorities just to stay afloat. In the Financial Health Network’s latest…
Designing Digital Financial Advisory Tools for Low-to-Moderate Income Older Adults
Most low-to-moderate income (LMI) older adults are financially challenged to reach retirement and maintain their quality of life as they age. This report showcases research insights and design features that financial service providers can leverage to better support the needs of this group as they approach retirement, produced in partnership with the Institute of Consumer Money Management.
Heidi Johnson Helps Older, Low-Income People Manage Their Money
So many research studies about Americans’ personal finances focus on affluent adults and their retirement savings. But Heidi Johnson, director of behavioral economics for the nonprofit Financial Health Network, has put a spotlight on the money challenges of low- and moderate-income people 50 and older. More specifically: how financial institutions and personal finance apps often […]