Financial Health Pulse® 2026 U.S. Trends Report: Stressors Mount and Vulnerability Returns
New Financial Health Pulse® data show a reversal in household financial health trends, with vulnerability rising amid mounting financial pressures.
Financial Health Pulse 2026: Financial Vulnerability Hits a Record High as Last Year’s Gains Reverse, Low-Income Households Hit Hardest
Insurance confidence and debt manageability both fell to multi-year lows, with low-income households seeing the steepest declines in savings and bill payment.
When Financial Abuse Breaks a Family: Elizabeth and Linda’s story
Two sisters recount how their mother’s decline and exploitation shattered their financial security and devastated close-knit family bonds.
Ownership as a Pathway to Retirement Security
Ownership is a foundation for stability, dignity, and generational opportunity. Explore how approaches like community-owned real estate and employee ownership can unlock lasting wealth for more people.
YNAB: Helping Users Make Smarter Spending Decisions With Money Labeling
YNAB, a zero-based budgeting app, shows how money labeling—a FinHealth Standard—can transform everyday spending decisions into long-term financial resilience.
Canary: Delivering Employer-Sponsored Cash Grants When It Matters Most
Canary enables employers to provide cash grants that stabilize households, elevate trust, and build a more resilient workforce.
Sunny Day Fund: Helping the Entire Workplace Thrive With Emergency Savings
Recognizing employers were ideally positioned to help workers save, Sunny Day Fund launched a solution that drives employee resilience and business impact.
Incomplete, Not Obsolete: A 401(k) Toolkit To Help Solve America’s Retirement Crisis
As the first generation to rely on 401(k)s nears retirement, large swaths of Americans don’t have enough saved. Was the “do-it-yourself” approach to retirement savings a mistake?
These little-known bank accounts allow Americans with disabilities to save and invest
An ABLE account lets people people with disabilities save money beyond the $2,000 asset limit that’s linked to benefits like Supplemental Security Income and Medicaid.
Savings Solutions
The Financial Health Network’s groundbreaking U.S. Financial Health Pulse offers new insights into consumer saving habits to inform effective product design. In addition, we’re working alongside industry thought leaders to build the next generation of savings products through initiatives like the Savings Project and our own Savings Working Group. Through these efforts, our goal is to help people establish a stronger safety net and a more secure financial future.
