The Financial Health Network appreciates this opportunity to comment on the Consumer Financial Protection Bureau’s Notice of Proposed Rulemaking (NPRM) on “Overdraft Lending by Very Large Financial Institutions.” The Financial Health Network brings together financial institutions, employers, innovators, and nonprofits all working to achieve financial health for all. The Financial Health Network is a recognized expert on the state of financial health in the United States and on the ways in which various financial products and services affect consumers’ financial health.

Learn how to identify and assess fintech solutions that support the financial well-being of your older adult clients.

In this study, we examine the experiences of people managing both financial stress and mental health challenges, uncovering their needs and ways to help.

A significant portion of young adults don’t regularly check their credit scores, but financial institutions can help turn this trend around.

The Financial Health Network (FHN) appreciates this opportunity to respond to the U.S. Department of the Treasury’s Request for Information on Financial Inclusion (RFI). The subject of this RFI, and the questions the Treasury has posed, go to the heart of The Financial Health Network’s mission and the journey that we have been on as an organization since our founding 20 years ago this spring.

The Financial Health Network appreciates this opportunity to comment on the CFPB’s Notice of Proposed Rulemaking (NPRM) on “Personal Financial Data Rights” issued pursuant to § 1033 of the Dodd-Frank Act.

Financial Health Pulse research has helped shape a new era of financial health solutions. What can it teach us about using data to drive systems change?

Many families lack any life insurance. Who holds life insurance, who should own it, and what can we do to better protect families?

BECU’s journey to improve member financial health led to a new strategy, an increase in data-driven initiatives, and positive outcomes for its members.

See how to design tools that help people manage their spending and improve financial health outcomes by applying promising approaches from behavioral science.

Earned wage access holds promise as a way to help workers solve short-term liquidity needs, but how are real users actually relying on this product?

A recent Financial Health Pulse® survey finds half of people in the U.S. are using four or more strategies to cope with inflation, such as relying on charities or food banks.