FinHealth Spend Report 2024
Amidst a year of high interest rates and decelerating inflation, spending on financial services tops $400 billion for the first time.
Aug 14, 2024
Consumer Research
Market Analysis
Understanding the needs and behaviors of consumers, especially those who have traditionally been overlooked by mainstream financial services, is key to improving financial health for all. With nearly a decade of market analysis and proprietary insights from our groundbreaking research, the Financial Health Network lays a foundation for businesses and policymakers to shape innovative strategies, product designs, and policies that can help more Americans achieve financial security.
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FinHealth Spend Report 2023
What are Americans paying for financial services as the country emerges from the COVID-19 pandemic? This year’s FinHealth Spend Report – our long-running national study on the costs of financial services to U.S. households – reveals that spending has soared in the past year amid a turbulent economy and persistent inflation.
Jun 16, 2023
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Overdraft, NSF Fees Bigger Burden Than Previously Estimated
In 2024, consumers spent $12.1 billion on overdraft and NSF fees – approximately 48% more than previously thought.
Mar 24, 2025
Financial Health Pulse: U.S. Financial Health Trends and What We Can Do About Them
Since 2018, the Financial Health Network has conducted the Financial Health PulseⓇ research initiative to identify national financial health trends.
Sep 18, 2024
J.D. Power Study Finds Cash Back Credit Cards Are More Popular As Financial Pressures Mount
As consumers grapple with high inflation and rising credit card balances, they’re shifting away from travel rewards in favor of cash back credit cards, according to the J.D. Power 2024 U.S. Credit Card Satisfaction Study.
Sep 17, 2024
If Your Debt Is Ballooning, There Are Steps You Can Take
More borrowers have been falling behind on their credit card bills and are paying for more basic banking services, like A.T.M. fees.
Aug 23, 2024
FinHealth Spend Report 2024 Finds Spending on Interest and Fees Climbed 17% to Reach All-Time High of $415 Billion
New data from Financial Health Network shows credit balances, spending on interest and fees, and unmanageable debt all increased for Americans, with the financially vulnerable and people of color paying an outsized portion.
Aug 14, 2024
FinHealth Spend Report 2024
Amidst a year of high interest rates and decelerating inflation, spending on financial services tops $400 billion for the first time.
Aug 14, 2024
IRS Should Ensure Customer Service Enhancements Are Accessible for Taxpayers with Disabilities
The IRS is in the midst of reinventing itself by offering taxpayers several new customer service options. These enhancements will undoubtedly provide better customer service to taxpayers, but the IRS must design them so they will be accessible to all.
Jul 09, 2024
How to establish credit for adults with disabilities
The credit landscape for Americans with disabilities is uneven. Low credit scores and lacking credit health are common obstacles for disabled people.
May 31, 2024
Financial Health Frontiers: Shaping the Future of Financial Health
Which trends will shape financial health the most over the next generation – and how can we harness them to help more people achieve financial security?
May 28, 2024
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