Blind Spots in the Code: Centering Financial Health in AI’s Next Chapter
AI is already transforming money management, but we have work to do to ensure it truly supports people’s financial decision-making and advances their financial health.
Innovator Showcase: Fintech Solutions for the Moments That Matter
Watch live demos of fintech solutions designed for the moments that matter—supporting small businesses, families, and communities.
Innovator Showcase: The Power of Partnerships
Experience live demos of fintech and AI-powered solutions tailored for financial institutions, then vote for the most promising innovation.
Attune: Supporting Financial Institutions Through Data-Driven Insights
Incubated at the Financial Health Network, the insights platform is helping institutions improve customers’ and employees’ financial lives.
Financial Solutions Lab: Creating Next-Gen Tools To Advance FinHealth
The Financial Solutions Lab ushered in a new era of fintech solutions to tackle persistent gaps in consumer financial health.
Financial Solutions Lab: Innovating To Improve Financial Health
Over its nearly 10-year tenure, this cross-sector initiative spurred a new generation of solutions that positively influenced the lives of millions.
Goodbye to Latte Lectures: How GenAI Could Be Transformative for Financial Health
Instead of dispensing outdated advice, it’s time to harness the transformative potential of GenAI for consumer financial health.
Improving Benefits Access: Insights from the Financial Solutions Lab Exchange
Learn how three nonprofit-fintech partnerships developed solutions to improve the benefits application process, support renters, and help child care providers.
Financial Health Frontiers: Shaping the Future of Financial Health
Which trends will shape financial health the most over the next generation – and how can we harness them to help more people achieve financial security?
Keynote Address: Financial Health Vital Signs
Hear about the Office of the Comptroller of the Currency’s work to support consumer financial health. Acting Comptroller Michael J. Hsu will discuss the OCC’s Financial Health: Vital Signs initiative, and why banks should pay attention to the financial health of their customers.
Propel: Helping Families Make the Most of Their Government Benefits
Find out how a fintech innovator partnered with the Financial Health Network to transform the public benefits experience for millions of users.
Financial Health Frontiers: Reaching Across Ideologies and Industries for FinHealth
Promoting financial health for all requires collaborating across industries and ideologies. Hear from the Financial Health Frontiers Initiative’s visionary leaders about what it will take to align business, policy, and advocacy around financial health.
Jack Henry: Making Financial Health a Brand Promise
Financial technology company Jack Henry™ partnered with the Financial Health Network to help financial institutions and their accountholders alike break down barriers to financial health.
Rewiring Our System for Financial Health
EMERGE Financial Health is the beginning of a new era in financial health. Join us for a provocative closing discussion about the actionable ways leaders can work across sectors to rewire our system to help everyone thrive financially.
From Innovation To Impact: A Founder’s Story
Listen in as Wemimo Abbey, Co-Founder and Co-CEO of fintech unicorn Esusu, reflects on his entrepreneurial journey and his vision for a world where everyone can access safe, affordable housing.
Finli: Using Fintech To Support Black-Owned Businesses
Learn how fintech Finli partnered with the Financial Health Network to help Black business owners rebuild and recover from the pandemic.
Summer: Helping Borrowers Secure Student Loan Forgiveness
Learn how fintech Summer partnered with the Financial Health Network to help students pay down debt and build their financial health.
ONE@Work: Helping Workers Bridge the Income Gap Between Paydays
Learn how fintech Even, now ONE@Work, partnered with the Financial Health Network to help more people access their wages right when they need them.
Closing the Racial Wealth Gap Through Tech, Community, and Empowerment
Join 2022 FSL Accelerator cohort member Stackwell Capital for a discussion of how finhealth stakeholders can empower Black communities to build meaningful wealth that shrinks the racial wealth gap.
The Case for a Global Financial Health Platform
How might a platform resource catalyze private financial sector action on worldwide financial health?
Navigating the True Costs of Auto Insurance for Low-income Americans
Financial Solutions Lab alums Propel and Sigo Seguros discussed providing affordable and accessible auto insurance to the Spanish-speaking market. Between higher purchase prices and the fluctuating cost of gas, auto ownership and maintenance is stretching the budgets of many households across the country. And that's before you consider the fact that a disproportionate number of drivers from immigrant and low-income communities are rated as "high risk" policyholders and pay above average insurance costs.
Innovating Against Predatory Lending Products
A majority of American payday loan borrowers make less than $30k per year and end up on average paying $520 in fees to borrow $375 over five months. Learn how DailyPay is innovating against predatory lending products. Presented by DailyPay
Meeting the Needs of Consumers of Color With Fintech
How can innovation better serve consumers of color? Join us to understand how fintech tools and trusted community institutions can support the financial health of consumers of color and young people.
Pursuing Racial Economic Equity Through Purposeful Engagement
How can innovative investments and partnerships drive real economic change for communities in need? Fifth Third Bank recently announced the Accelerating Racial Equality, Equity, and Inclusion initiative, a $2.8 billion commitment to uplift historically marginalized people and communities. Today, in collaboration with Enterprise Community Partners, the bank is investing $180 million of that commitment in nine communities across its geographic footprint through the Neighborhood Investment Program. Hear from a panel of the project’s leaders about strategies to purposefully engage neighborhoods and local businesses, and find out what’s next for this initiative.
Financial Health Innovation from America’s Youth
Young people in America are channeling their problem-solving abilities into innovative finhealth solutions through Prudential Emerging Visionaries. Presented by Prudential Financial
Addressing Racial Wealth Gaps With Action and Innovation
This keynote address will also highlight opportunities for financial institutions to lead conversations, address disparities, develop solutions, and drive widespread impact for millions of people.
Inclusion and Advocacy: Closing the Wealth Gap
Join us as representatives of Fifth Third Bank and the National Urban League discuss their efforts to remove barriers to equity, and how Fifth Third is working to close the income gap through innovative financial empowerment tools to improve financial health for all.
Partnering to Address Basic Needs During COVID-19
Get inspired as SpringFour’s Co-Founder and CEO shares personal accounts from millions of referrals made since the pandemic, as well as insights into the value of partnerships in financial recovery.
What Banks Need From Their Technology Stack to Support Consumer Financial Health
Explore the current landscape and opportunities to help financial institutions overcome these barriers to power effective finhealth tools.
Insurtech for Financial Health
Explore three major insurtech advances that could help more Americans weather financial shocks successfully, as well as potential pitfalls for insurers working to align business incentives with customer needs.
Innovating for Financial Health: Three Case Studies
In this member-exclusive digital event, members met three organizations each with a singular focus on creating financial health for their consumers.
Liability, Transparency and Consumer Control in Data Sharing
With industry leadership and regulatory support, there is an opportunity to build a liability framework for financial data sharing to support consumer protection, innovation and market growth.
The Financial Health Network Comment Letter on Proposed Amendments to Rules Concerning Prepaid Accounts
The Financial Health Network submitted this letter in response to the request for comment on the proposed Amendments to Rules Concerning Prepaid Accounts, issued by the Consumer Financial Protection Bureau (CFPB, the Bureau) and published on June 29, 2017. Like the CFPB, we recognize the important role that prepaid products and services can play in the financial health of U.S. consumers and we are committed to promoting high-quality financial products. We believe that financial services can be a force for good in people’s lives and that meeting consumers’ needs responsibly is ultimately good for both the consumer and the provider.
Secured Credit Cards: Military and Veteran Service Members
Active military members have more consumer debt and lower self-reported credit scores than civilians, but secured credit cards can limit service members’ financial vulnerabilities.
Secured Credit Cards: Rural, Underserved Communities
Americans in rural communities are losing access to locally available, affordable financial services and products.
Secured Credit Cards: People of Color
A long history of discrimination and wealth-stripping has caused African Americans, Hispanics, and other people of color to have lower credit scores, less wealth, and less trust in the U.S. financial system than whites.
Secured Credit Cards: Establishing a Path for New Immigrants
Secured credit cards can be an effective way to build U.S. credit history and thereby access affordable credit products and fully benefit from inclusion in the U.S. financial system.
The Financial Health Network Comment Letter on Information Regarding Consumer Credit Card Market
The Financial Health Network submitted this letter in response to the CFPB’s request for information on consumer credit card markets on March 10, 2017. Like the CFPB, the Financial Health Network recognizes the important role that access to high-quality financial products plays in helping consumers improve and maintain their financial health. We believe that finance can be a force for good in people’s lives and that meeting consumers’ needs responsibly is ultimately good for both the consumer and the provider.
Employee Financial Health
This paper addresses how employers can develop robust employee financial health strategies. By supporting the financial well-being of their workers, employers have the ability to promote staff engagement, improve productivity, and strengthen their brand reputation.
The Financial Health Network Comment Letter to the CFPB’s Request for Information Regarding Use of Alternative Data and Modeling Techniques in the Credit Process
The Financial Health Network submitted its response to the CFPB’s request for information regarding use of alternative data and modeling techniques in the credit process on February 16, 2017. In the letter, the Financial Health Network acknowledges that the use of alternative data in the credit process poses both risks and benefits to consumers. The letter also states the Financial Health Network’s belief that consumers will be better able to achieve financial health if they have access to innovative credit products that are safe, affordable, and of high quality, enabling them to manage their day-to-day finances, weather financial shocks, and pursue longterm opportunities.