Lynnette Khalfani-Cox, The Money Coach®, is a personal finance expert, speaker, and author of 15 books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom.

Lynnette and her husband, Earl Cox, own and operate a financial education company, TheMoneyCoach.net LLC, which provides financial literacy consulting, curriculum, webinars and speaking engagements to companies, non-profits and other organizations.

Through AskTheMoneyCoach.com and her video-based financial coaching site, MoneyCoachUniversity.com, Lynnette helps individuals, couples and families across America to better handle their money – especially managing credit and debt.

Follow Lynnette on Twitter @TheMoneyCoach and on LinkedIn, Instagram and Facebook @LynnetteKhalfaniCox.