More Related to Kennan Cepa, Ph.D.
What’s Holding Back Consumers From Using AI Financial Tools?
Financial institutions face multiple challenges driving customer adoption of AI financial tools.
Pulse Points: Main Gig or Side Hustle? Nontraditional Work and Financial Health
More than 1 in 10 working adults holds a nontraditional job. How is this growing and diverse sector of the American economy faring financially?
Pulse Points: Disparities in Credit Scores and Length of Credit History
How is credit history related to race and ethnicity, and what steps can financial service providers take to address credit health inequities?
Exploring the Link Between Housing and Healthcare Costs and Weather Events
Households that experienced a weather event were also more likely to face a range of unexpected housing- and health-related expenses.
Financial Health Pulse® 2024 U.S. Trends Report
Some households were more acutely affected by the past year’s economic forces than others, depending on their debts and assets held.
What the Climate Crisis Means for Financial Health
With the increasing cost of climate change and its long-term ramifications on financial health, the Financial Health Network recognizes this urgent issue and is taking action.
Pulse Points Summer 2024: The Financial Health of Foreign-Born Consumers
How does the financial health of foreign-born consumers compare with those born in the U.S., and how can we set immigrants up for financial success?
Pulse Points Spring 2024: Financial Health Challenges in Banking Deserts
What is the financial health of people in communities that lack banking services, and how can we reduce the number of banking deserts and improve trust?
Strategies To Encourage Credit Score Monitoring Among Young People
A significant portion of young adults don’t regularly check their credit scores, but financial institutions can help turn this trend around.
Even as Inflation Declines, People in the U.S. Seek Ways To Cope
A recent Financial Health Pulse® survey finds half of people in the U.S. are using four or more strategies to cope with inflation, such as relying on charities or food banks.
Financial Health Pulse® 2023 U.S. Trends Report
After reaching a historic high in 2021, our 2023 U.S. Trends Report finds that the financial health of Americans has declined to pre-pandemic levels.
Pulse Points Summer 2023: Weathering Financial Setbacks From Natural Disasters
Severe weather can disrupt financial health, yet fewer than expected Americans living in disaster-prone areas carry residential insurance.