Explore Pulse Content

The Financial Health Pulse® is a research initiative offering insights into Americans’ financial health based on survey and transactional data of people living in America. The U.S. Trends Reports describe annual financial health changes and Pulse Points briefs capture timely, relevant updates using financial transaction data. Periodic reports and blog posts provide insights on key populations and topics of interest, often featuring new data.

Research

Financial Health Pulse
 Pulse Points: Savings Dwindled as Spending Increased in Q4 2021

Pulse Points: Savings Dwindled as Spending Increased in Q4 2021

Consumers spent more money on recreation and eating out during the 2021 holiday season than during the 2020 holiday season, but many remain vulnerable as government relief programs expire and inflation continues. This brief examines the factors that may shape financial health in the early months of 2022.

Financial Health Pulse
 Emergency Savings, Combined with Support Networks, Reduced Hardships During the Pandemic

Emergency Savings, Combined with Support Networks, Reduced Hardships During the Pandemic

This research was produced by the Financial Health Network in collaboration with BlackRock’s Emergency Savings Initiative. ESI is a cross-sector program with a mission to help people living on low to moderate incomes gain access to and increase usage of proven savings strategies and tools – ultimately helping them establish an important safety net.

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Blogs

Financial Health Pulse
 3 Takeaways from EMERGE Workplace

3 Takeaways from EMERGE Workplace

The pandemic has made it clear that workplace benefits are evolving. As Harvard Business Review recently reported, the vast majority of leaders are planning to expand benefits as a result of the COVID-19. What should your organization be considering? We designed our inaugural EMERGE…

Financial Health Pulse
 The U.S. Financial Health Pulse: A Roadmap for Recovery

The U.S. Financial Health Pulse: A Roadmap for Recovery

As vaccines roll out across the country, the Biden administration is considering bold policies to help struggling households, businesses, and communities recover from the health and economic impacts of the COVID-19 pandemic. For these efforts to be successful, the new administration – along with businesses, employers, and other stakeholders –…

Financial Health Pulse
 The 4 Phases of the COVID-19 Economy – What Comes Next?

The 4 Phases of the COVID-19 Economy – What Comes Next?

With the arrival of a new administration in D.C. in a few weeks, it’s time to refocus on what Americans need now to support their financial health. Our recently released 2020 Trends Report found that many Americans were able to cope during the pandemic largely because of…

Financial Health Pulse
 Trends in Financial Health: A Look Back on 2019

Trends in Financial Health: A Look Back on 2019

By Thea Garon, Director, Financial Health Network A few weeks ago, the Financial Health Network released new data from the U.S. Financial Health Pulse, a groundbreaking study designed to provide ongoing snapshots of financial health in America. Launched last year, the study draws upon consumer surveys and transactional data to assess how people are spending,…

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Videos

EMERGE
The Financial Lives of Young Adults: Exploring Disparities by Race and Ethnicity

The Financial Lives of Young Adults: Exploring Disparities by Race and Ethnicity

Despite being the most diverse group in the nation’s history, today’s young adults are often viewed as a monolithic group. A detailed look at their financial health tells a different story, however. Join us to explore key findings from the recently released report “Race, Ethnicity, and the Financial Lives of Young Adults,” along with solutions that can dismantle systemic barriers and improve financial health for all. 

EMERGE
Financial Health in a Pandemic

Financial Health in a Pandemic

How has the economic fallout from COVID-19 disproportionately impacted the financial health of different groups of people in America? In this conversation with Urban Institute CEO Sarah Rosen Wartell, we take a deep dive into the pandemic’s impact on financial health.