Pulse Points Summer 2024: The Financial Health of Foreign-Born Consumers
How does the financial health of foreign-born consumers compare with those born in the U.S., and how can we set immigrants up for financial success?
Pulse Points Spring 2024: Financial Health Challenges in Banking Deserts
What is the financial health of people in communities that lack banking services, and how can we reduce the number of banking deserts and improve trust?
Strategies To Encourage Credit Score Monitoring Among Young People
A significant portion of young adults don’t regularly check their credit scores, but financial institutions can help turn this trend around.
Roughly Half of Americans Are Using This Strategy to Fight Inflation. Should You?
Consumers have been feeling the brunt of inflation since it started surging in mid-2021. The Federal Reserve has been trying to combat inflation by raising interest rates. And while that's helped, living costs are still elevated as of early 2024.
Better emergency savings tools for better financial health
I keep thinking about this column from Alex Johnson last month around financial health and savings. To me, one of the biggest disappointments around the past decade of fintech innovation is how little we are moving the needle for the financial health of consumers.
What Is Predatory Lending?
Learn to steer clear of these loans, which are great for the lender but horrible for your wallet.
Even as Inflation Declines, People in the U.S. Seek Ways To Cope
A recent Financial Health Pulse® survey finds half of people in the U.S. are using four or more strategies to cope with inflation, such as relying on charities or food banks.
Are your members happy?
People often fake it. We fake our physical ailments, we fake our emotional stability, and we fake our level of happiness. We nod along when asked. We put a smile on our face even if it doesn’t reflect what we’re feeling inside.
Mirror, mirror, on the wall
This October, I’m thrilled to be joining the incredibly talented team of Mitchell Stankovic & Associates for The Underground Collision, “Grimm Fairy Tales or Happily Ever After” on October 21st in Vegas. So, it’s fully appropriate that this article refers to the infamous quote from Snow White & the Seven Dwarves.
Report reveals disproportionate financial health decline over location and ethnicity
Economic challenges have affected individuals nationwide this year. Economic growth has stayed consistently low, and inflation, although declining, has dropped due to drastic rate hikes, pushing the cost of living to new levels. All consumers have felt the pinch.
What to know about renters insurance and what it does and doesn’t cover
When the unexpected happens — whether fire, hail, or human error — renters insurance can provide much-needed stability. But many choose not to purchase coverage, including in places most frequently and hardest hit by natural disasters, new research shows.
Financial Health Pulse 2023: Share of Financially Vulnerable Americans Grows to 17% of Population, Climbing to Pre-Pandemic Levels
Largest Pulse data collection finds growing financial health inequities based on race, ethnicity, and age.