Overview

Financial Health Pulse®

The Financial Health Pulse® provides regular updates and actionable insights on consumer financial health in the United States. Using survey and administrative data, our research measures how people are faring across all aspects of their financial lives, revealing opportunities to build a financially healthier America.

Financial Health Pulse<sup>®</sup>
Financial Health Pulse® Trends

Track the State of Financial Health in America

For nearly a decade, the Financial Health Pulse® Trends has taken the temperature of household financial health in the U.S., tracking how households spend, save, borrow, plan and protect year over year. Using our pioneering FinHealth Score measurement framework, it provides rigorous data on the factors influencing household financial health—revealing key trends, disparities, and opportunities for impact.

Our Research Program

Building an Intelligence Engine for Financial Health

The Financial Health Pulse—along with the FinHealth Score—are two proprietary tools that power everything we do at Financial Health Network. As our financial lives grow increasingly complex, our team is building upon these research and measurement capabilities to better understand how changing economic forces are shaping household financial health.

The Financial Health Pulse is the anchor for an intelligence engine that is built to answer questions that matter most to financial service institutions and key stakeholders, ranging from what’s driving outcomes to how different populations are faring in any given year to what scales in an ever-changing economy. Our Pulse insights equip leaders and decision-makers to act in alignment with what’s happening in the real world, helping more households build lasting economic stability.

Interested in supporting this next chapter?

Reach Out to Our Research Team

Data

About the Data

Since 2018, the Financial Health Pulse has leveraged surveys fielded to the Understanding America Study (UAS) online panel administered by the Center for Economic and Social Research at the University of Southern California. Pulse data allow us to disaggregate trends in financial health by over two dozen socioeconomic and demographic characteristics.

Explore Pulse Data

Pulse Points

Deeper Insights on Specific Topics

Pulse Points are research reports released multiple times a year as part of the Financial Health Pulse research initiative. They are designed to provide deeper insights into specific topics and populations.

Pulse Spotlights

Timely and Relevant

In a rapidly evolving world, understanding the forces that shape financial well-being is crucial. Pulse Spotlights offer quick, critical insights into emerging topics like inflation, AI, and natural disasters.

Financial Health Pulse

Who Trusts Financial Institutions?

New Financial Health Pulse® data show that trust in financial institutions is uneven, with substantial racial and ethnic disparities across key dimensions of banking.

Pulse Data Makes the Business Case for Financial Health
Guide

Pulse Data Makes the Business Case for Financial Health

Discover how primary financial institutions can transform customer relationships by actively improving financial health. Drawing on exclusive data from the U.S. Financial Health Pulse®, the report reveals that customers who feel supported in their financial well-being are significantly more satisfied, loyal, and likely to expand their relationship with their bank or credit union. Ready to help your institution close the expectation gap and build sustainable customer loyalty?

Read the Report

Supporters

Our Pulse Partners

The Financial Health Pulse® initiative is made possible through generous support of funders, partners, and advisors who share our commitment to improving financial health.

Principal Foundation
USCDornsife
Advisory Council

Thank You to these Leaders

Ray Boshara
Center for Social Development

Amelia Parnell
NASPA

John Scott
Pew Charitable Trusts

Steven Brown
Aspen Institute

Manita Rao
AARP

Kenneth White
University of Arizona

Quentin Brummet
NORC

Ramonia Rochester
NDI

Stephanie Rozelle Yates
University of Alabama at Birmingham

Mo Khalil
ANZ Banking Group Ltd.

Rachel Schneider
Canary

Tansel Yilmazer
Ohio State University

News

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