Financial Health Pulse®

The Financial Health Pulse® provides regular updates and actionable insights on consumer financial health in the United States. Using ongoing surveys and transactional data, our in-depth research seeks to understand how the financial health of people in the U.S. is changing over time.

Overview

A Leading Consumer Financial Health Study

Through periodic, location-based, and topical publications, the Financial Health Pulse® shines a light on consumer financial health trends and market opportunities – along with socioeconomic disparities that demand solutions. Since 2018, the Pulse has served as a crucial guide for business, research, and policy leaders to understand the evolving financial lives of people across America.

Featured Research

Research

Annual Reports and Analysis

Dig deeper into valuable insights and trends throughout the five-year history of the Financial Health Pulse®.

2023

We examine newly added demographic and socioeconomic groups and find that the financial health of Americans has declined to pre-pandemic levels.

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2022

For the first time in five years of Pulse research, we see a decline in the percentage of people who are considered Financially Healthy.

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2021

Explore how Americans’ financial health outcomes changed as a second year of the COVID-19 pandemic created unprecedented disruptions.

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2020

See how financial health evolved throughout the beginnings of the pandemic, with Pulse research revealing widening disparities across race, income, and gender.

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2019

The second annual Financial Health Pulse Trends Report revealed that the majority of Americans were unprepared to weather financial shocks.

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2018

Take a look at our first year of Pulse research, which established baseline measurements for how consumers in the U.S. were faring financially and identified factors shaping financial health.

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Data

About the Research

Ongoing research on the financial health of everyday Americans documents both persistent and dynamic financial health challenges in communities across the country. The Financial Health Pulse’s® rich data informs future policy initiatives and enables policymakers, employers, and businesses to create solutions that empower everyone to financially thrive. 

Learn more about the data and download the Pulse survey datasets and questionnaires.

Explore Pulse Data

Supporters

Our Pulse Partners

The Financial Health Pulse® initiative is made possible through generous support from funders, partners, and advisors who share our commitment to improving financial health.

USCDornsife

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