Who Trusts Financial Institutions?
New Financial Health Pulse® data show that trust in financial institutions is uneven, with substantial racial and ethnic disparities across key dimensions of banking.
Financial Health Pulse® 2025 Chicago Trends Report
The 2025 Chicago Trends Report finds that financial vulnerability in Chicago has declined slightly since 2022, signaling resilience amid ongoing economic pressure. This place-based analysis shows that while stark neighborhood disparities persist across wealth, homeownership, and financial stability, targeted solutions can build on pockets of resilience.
The Financial Health and Material Hardships of Rural America
Financial insecurity and healthcare shortages weigh heavily on rural communities, a new Financial Health Pulse® analysis finds.
Financial Health Pulse® 2025 U.S. Trends Report
Our 2025 report reveals a mixed picture: modest improvements in households’ financial health in the short term and deep disparities over the long term.
Pulse Points: Financial Health Differences Among Entrepreneurs
More people across the U.S. are starting businesses than ever before. What is the relationship between entrepreneurship and financial health?
What’s Holding Back Consumers From Using AI Financial Tools?
Financial institutions face multiple challenges driving customer adoption of AI financial tools.
Blogs
The Early Adopters: Who’s Using AI for Financial Advice?
AI is already transforming money management, but we have work to do to ensure it truly supports people’s financial decision-making and advances their financial health.
When to Use Survey and Administrative Data for Financial Health Measurement: Lessons from the Financial Health Pulse
Combining survey and administrative data can offer more nuanced insights for financial institutions on customer needs and potential solutions.
Financial Health Research: Expanding Our DEI Lens
As part of our DEI commitment, the Financial Health Network is updating our survey questions and analysis around ethnicity, gender, LGBTQIA+ status, and ability.
3 Takeaways from EMERGE Workplace
The pandemic has made it clear that workplace benefits are evolving. As Harvard Business Review recently reported, the vast majority of leaders are planning to expand benefits as a result of the COVID-19. What should your organization be considering? We designed our inaugural EMERGE…
The U.S. Financial Health Pulse: A Roadmap for Recovery
As vaccines roll out across the country, the Biden administration is considering bold policies to help struggling households, businesses, and communities recover from the health and economic impacts of the COVID-19 pandemic. For these efforts to be successful, the new administration – along with businesses, employers, and other stakeholders –…
The 4 Phases of the COVID-19 Economy – What Comes Next?
With the arrival of a new administration in D.C. in a few weeks, it’s time to refocus on what Americans need now to support their financial health. Our recently released 2020 Trends Report found that many Americans were able to cope during the pandemic largely because of…
Videos
The Financial Lives of Young Adults: Exploring Disparities by Race and Ethnicity
Despite being the most diverse group in the nation’s history, today’s young adults are often viewed as a monolithic group. A detailed look at their financial health tells a different story, however. Join us to explore key findings from the recently released report “Race, Ethnicity, and the Financial Lives of Young Adults,” along with solutions that can dismantle systemic barriers and improve financial health for all.
Financial Health in a Pandemic
How has the economic fallout from COVID-19 disproportionately impacted the financial health of different groups of people in America? In this conversation with Urban Institute CEO Sarah Rosen Wartell, we take a deep dive into the pandemic’s impact on financial health.
Press
Cook County residents see slight gains in financial well-being — but inequities persist
Cook County residents are faring slightly better financially since 2022, but "entrenched" inequities along racial lines still mean minorities are not as financially stable as white families in the Chicago area, according to a new report.
2025 Financial Health Pulse® Chicago Trends Report Reveals Cook County Residents See Modest Gains in Financial Health, but Stark Regional Gaps Persist
The new report underscores geographic and demographic differences in financial well-being in the Chicago region.
Are U.S. Households Finally Catching A Break?
Having weathered a difficult five years, U.S households have modestly improved their financial situation in the short term; their long-term prognosis is murkier.