We believe the exchange of ideas can foster awareness and action to help make financial health a reality for all. Stay up to date on the latest thinking with the Financial Health Network, featuring virtual and in-person events and resources through our EMERGE learning community.
For 15 years, EMERGE: Financial Health Forum has brought together innovators and leaders across industries to advance financial health. Now, our annual event has evolved into a year-round learning opportunity, offering direct digital and in-person events, podcast interviews, videos, and other financial health resources.
How can innovation better serve consumers of color? Join us to understand how fintech tools and trusted community institutions can support the financial health of consumers of color and young people.
This event will explore the latest trends, strategies, and solutions for employers seeking to improve the financial health of their teams.
How can innovative investments and partnerships drive real economic change for communities in need?
Learn how benefits and total rewards strategies can foster more equal financial health outcomes across your workforce.
Hear from experts and partners at BlackRock’s Emergency Savings Initiative (ESI) on successful approaches and lessons learned through delivering emergency savings solutions to frontline workers.
Explore what it means to pay wages that support workers’ financial health and how companies can evaluate whether their wages are meeting workers’ needs.
Hear directly from workers about actions employers can take to have a positive impact on workers’ financial health, job satisfaction, and engagement.
Attune helps organizations optimize for financial health quickly and easily through data measurement and analytics. In a special video spotlight, learn about our new powerful digital insights platform, developed by a world-class advisory council and backed by years of research from the Financial Health Network.
Recent analysis from the Financial Health Network found that Oportun installment loans cost significantly less over the life of the loan, compared with other loan products available to similar borrowers for near prime consumers or consumers without a credit score. The Financial Health Network’s proprietary True Cost of a Loan study, which reflects total costs to repay a loan fully, revealed that some competitor products will charge you more in interest and fees than the actual amount borrowed. In comparing those products to Oportun installment loans, Financial Health Network found that others charge an average of 6 times more than Oportun does, and in some cases as much as 24 times more. The True Cost of a Loan considers what goes into various types of loan products and provides ways to understand loan affordability.
As financial disparities continue to widen among Americans, staying informed is key for building an effective financial health strategy.
Improving financial health for all requires a cross-industry effort, so our educational opportunities unite businesses, nonprofits, policymakers, employers, and more to share solutions.
EMERGE is the only learning platform solely dedicated to financial health, giving you the tools and connections you need to grow as a leader of the financial health movement.