This the Financial Health Network inBrief provides some insights on underbanked consumers’ preferences and usage regarding financial service providers. The information is drawn from the 2008 the Financial Health Network Underbanked Consumer Study. Underbanked consumers are those that may have a current checking account and/or current savings account and have made one or more non-bank financial transactions in the past 30 days. Unbanked are those that have no current checking account and no current savings account.