Financial Health Pulse® 2025 U.S. Trends Report
Our 2025 report reveals a mixed picture: modest improvements in households’ financial health in the short term and deep disparities over the long term.
Financial Health Pulse® 2024 U.S. Trends Report
Some households were more acutely affected by the past year’s economic forces than others, depending on their debts and assets held.
Financial Health Pulse® 2023 U.S. Trends Report
After reaching a historic high in 2021, our 2023 U.S. Trends Report finds that the financial health of Americans has declined to pre-pandemic levels.
Pulse Points: Financial Health Differences Among Entrepreneurs
More people across the U.S. are starting businesses than ever before. What is the relationship between entrepreneurship and financial health?
Pulse Points: Main Gig or Side Hustle? Nontraditional Work and Financial Health
More than 1 in 10 working adults holds a nontraditional job. How is this growing and diverse sector of the American economy faring financially?
Pulse Points: Disparities in Credit Scores and Length of Credit History
How is credit history related to race and ethnicity, and what steps can financial service providers take to address credit health inequities?
What’s Holding Back Consumers From Using AI Financial Tools?
Financial institutions face multiple challenges driving customer adoption of AI financial tools.
Exploring the Link Between Housing and Healthcare Costs and Weather Events
Households that experienced a weather event were also more likely to face a range of unexpected housing- and health-related expenses.
Strategies To Encourage Credit Score Monitoring Among Young People
A significant portion of young adults don’t regularly check their credit scores, but financial institutions can help turn this trend around.
Pulse Data Makes the Business Case for Financial Health
Discover how primary financial institutions can transform customer relationships by actively improving financial health. Drawing on exclusive data from the U.S. Financial Health Pulse®, the report reveals that customers who feel supported in their financial well-being are significantly more satisfied, loyal, and likely to expand their relationship with their bank or credit union. Ready to help your institution close the expectation gap and build sustainable customer loyalty?
