The Financial Health Network, the nation’s authority on financial health, with support from the Citi Foundation, today released its first Financial Health Pulse Points brief featuring transactional data that highlights the effects of the two federal stimulus payments and tax refunds issued in early 2021 on account liquidity. The findings show that millions of people benefited from the federal stimulus and tax refunds between January and March of this year. Additionally, the data offers insights into how stimulus checks were utilized, the timeline of use, and changes in account balances by income level.

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