Annual Overview

Financial Health Pulse® Research 2021

In the second year of the COVID-19 pandemic, consumers continued to face disruptions and impacts to their financial health. Through analysis of transaction and survey data, these reports and briefs explore trends around pandemic relief, emergency savings, medical and caregiving needs, and disparities among socioeconomic groups.

Financial Health Pulse<sup>®</sup> Research 2021

2021 Key Findings

Consumer financial health improved, but with a caveat

Consumer financial health improved for the second consecutive year, yet two-thirds of Americans were still not considered Financially Healthy.

Government programs gave temporary relief

Government relief programs were an effective – though temporary – financial buffer during the pandemic, with historically marginalized groups seeing the greatest positive effects.

The financial health gender gap grew

Women faced more employment disruptions and child care responsibilities than men, leading to a growing gender gap in financial health.

2021 Featured Research

As the pandemic continued for a second straight year, whose financial health improved and who remained at risk?

Explore All 2021 Pulse Research

3 Takeaways from EMERGE Workplace

The pandemic has made it clear that workplace benefits are evolving. As Harvard Business Review recently reported, the vast majority of leaders are planning to expand benefits as a result of the COVID-19. What should your organization be considering? We designed our inaugural EMERGE…

The U.S. Financial Health Pulse: A Roadmap for Recovery

As vaccines roll out across the country, the Biden administration is considering bold policies to help struggling households, businesses, and communities recover from the health and economic impacts of the COVID-19 pandemic. For these efforts to be successful, the new administration – along with businesses, employers, and other stakeholders –…



Our Pulse Partners

The Financial Health Pulse® initiative is made possible through generous support from funders, partners, and advisors who share our commitment to improving financial health. 

Citi Foundation
USCDornsife

Meet Our Experts

Interested in connecting with a Pulse author about a media request or speaking engagement? Please reach out to msalmassian@finhealthnetwork.org.

Andrew Dunn

Senior Manager, Data
Financial Health Network

Jess McKay

Associate, Data
 

Necati Celik

Manager, Policy and Research
Financial Health Network

Thea Garon

Senior Director, Research