2025 FinHealth Spend Report Shows the Price of Participation in America’s Financial System Hit $455 Billion in 2024, with Financially Vulnerable Bearing the Heaviest Burden
Fees and interest surged by nearly $100B over two years as student loans resumed and credit card debt grew, costing Financially Vulnerable households 17 times more of their income than Financially Healthy households.
New FinHealth Standards Industry Assessment Series by Financial Health Network Finds Severe Gaps in America’s Checking Accounts
First-of-its-kind analysis of leading financial institutions finds that only 20% of assessed checking accounts meet even half the FinHealth Standards, with many other critical tools largely missing.
Financial Health Pulse 2025: Financial Health Challenges Persist, Student Debt and Insurance Raise New Alarms
Lower-income, lower-wealth households saw modest gains in savings and debt manageability, while concerns rise over insurance adequacy and impacts from resumed student loan repayment.
In the News
Employer-sponsored emergency-savings accounts are becoming a hot perk. Here’s how they work.
Americans, squeezed by high prices and a weak job market, struggle to save for emergencies on their own. In response, many companies are offering emergency savings as a workplace benefit.
Direct-to-Consumer EWA Still Poses “Debt Trap” Risk, New CRL Report Argues
After a long two weeks on the road, I’m finally back home in the Netherlands (if a bit jet lagged.) I’m 3/7ths of the way through my fall conference circuit, with Finovate, MX’s Money Experience Summit, and LoanPro’s Salt Flats Summit behind me.
Better banking for all through financial wellness
Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, according to a survey by Bankrate.
Checks going away soon for Social Security, most federal payments
Consumer advocates say the phase-out could create headaches for seniors and other beneficiaries who don't move to direct deposit or other options by Sept. 30.
2025 Sees Rise in Americans Living Paycheck to Paycheck
A growing share of U.S. workers are struggling to cover expenses as everyday costs continue to weigh heavily on household budgets, according to new survey findings.
Financial wellness benefits that help — and hurt — employees
Financial wellness benefits should be helping employees improve their financial health, but impractical and ineffective benefit offerings are actually hurting their chances at stability.
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