2025 Financial Health Pulse® Chicago Trends Report Reveals Cook County Residents See Modest Gains in Financial Health, but Stark Regional Gaps Persist
The new report underscores geographic and demographic differences in financial well-being in the Chicago region.
2025 FinHealth Spend Report Shows the Price of Participation in America’s Financial System Hit $455 Billion in 2024, with Financially Vulnerable Bearing the Heaviest Burden
Fees and interest surged by nearly $100B over two years as student loans resumed and credit card debt grew, costing Financially Vulnerable households 17 times more of their income than Financially Healthy households.
New FinHealth Standards Industry Assessment Series by Financial Health Network Finds Severe Gaps in America’s Checking Accounts
First-of-its-kind analysis of leading financial institutions finds that only 20% of assessed checking accounts meet even half the FinHealth Standards, with many other critical tools largely missing.
In the News
Cook County residents see slight gains in financial well-being — but inequities persist
Cook County residents are faring slightly better financially since 2022, but "entrenched" inequities along racial lines still mean minorities are not as financially stable as white families in the Chicago area, according to a new report.
Overdraft fee income is on the rise at these big banks
Several large U.S. banks collected more overdraft-fee revenue during the first three quarters of 2025 than in the same period a year ago.
The penny’s dead. Your credit card might cost more. What now?
The penny is history, and retailers across the country are trying to figure out how to adapt. Meanwhile, a settlement between credit card companies and merchants could mean new fees, or even declined cards, at the checkout.
A ‘tale of two retirements’ shows only the rich are saving more — while most Americans are putting away much less
Most U.S. workers struggle to save and invest for their older years.
Are U.S. Households Finally Catching A Break?
Having weathered a difficult five years, U.S households have modestly improved their financial situation in the short term; their long-term prognosis is murkier.
The future of compensation is flexible, fair and fast
Despite 93% of U.S. employers implementing pay increases this year, many workers still struggle to meet their basic needs.
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