Research Paper

FinLab Snapshot 2018

To address the broad range of financial challenges facing consumers, the Financial Solutions Lab’s fourth annual Challenge focused on diversity in innovations and teams to promote new financial health solutions for diverse populations. The 2018 Snapshot Report offers insights on emerging trends in the fintech ecosystem and this year’s applicant pool.

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By Adam Herling

Program:

Financial Solutions Lab
Category:

Fintech

Tuesday, December 4, 2018

FinTech Trends

The fourth FinLab challenge drew more than 300 applicants – and highlighted several interesting shifts in the broader fintech landscape.

Alternative underwriting models expanding access for the underserved
An evolution from aggregated information to more action-oriented products
Simplifying complex systems to improve user experience
Hybrid platforms combining AI and human interaction

Data Spotlight

For the second year in a row, New York-based applicants outnumbered those from the Bay Area.

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Our vision is to improve the financial lives of people in America by identifying, testing, and scaling the most promising financial innovations.

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Written by

Adam Herling

Senior Manager

Financial Health Network