Financial Health Pulse® 2024 U.S. Trends Report
Some households were more acutely affected by the past year’s economic forces than others, depending on their debts and assets held.
FinHealth Spend Report 2024
Amidst a year of high interest rates and decelerating inflation, spending on financial services tops $400 billion for the first time.
Insights to Inform Your FinHealth Strategy
- The majority of households in the United States are not financially healthy and need innovative solutions to build a stronger financial future.
- Financial health policies and products built around data can drive better outcomes for consumers and businesses.
- The Financial Health Network is the leading authority investigating and reporting on critical financial health needs and disparities in the United States.
Explore Latest Research
Memorandum of the Financial Health Network, Consumers Reports, and SaverLife as Amici Curae in Forcht Bank, NA vs. Consumer Financial Protection Bureau
This Memorandum is submitted in support of intervenor Financial Technology Association’s opposition to plaintiffs’ and defendants’ motions for summary judgment and in support of intervenor’s cross-motion. Amici are non-profit organizations dedicated to advancing the financial health of American households.
Financial Health Solutions: Driving Change Through Measurement
By adopting these four measurement best practices, financial institutions can better understand and improve the impact of their financial solutions.
Pulse Points: Financial Health Differences Among Entrepreneurs
More people across the U.S. are starting businesses than ever before. What is the relationship between entrepreneurship and financial health?
Research Capabilities
Access Proprietary Data
The Financial Health Network is the only organization actively assessing financial health for millions of consumers. Our Financial Health Pulse dataset includes anonymized transaction and survey data to help organizations establish benchmarks for their customers or employees, identify unmet needs, and consider new opportunities.
Uncover Trends and Insights
Through critical consumer research, practical data analysis, and timely reporting on financial health trends with insights for driving impact, our organization has earned its reputation as the financial health authority trusted by media, business, nonprofit, and policy leaders around the world.
Commission Custom Research
Learn more about the financial needs, preferences, and actions of your customers and employees, and identify opportunities to improve financial health outcomes for underserved groups, with custom research engagements designed and facilitated by experienced consumer research and data analysis teams.
Sponsor a Report
Empower financial health research in areas that matter most for your people, your business, and your communities. We continuously conduct research, analyze data, and publish reports on critical financial health topics, with much of our work made possible through generous support from sponsor organizations.
Learn About Policy Issues
The rapid transformation of the financial ecosystem has raised new and pressing policy issues, from rising standards for quality in financial products and responsible consumer data use. Explore our extensive library of research, or commission custom research on a policy area that’s meaningful to your organization.

Work With Us: Creating Lasting, Effective Change
As the leader of the financial health movement, the Financial Health Network brings deep industry expertise, powerful measurement and testing capabilities, and an extensive network to help organizations across sectors develop and distribute financial health solutions. Work with us to drive meaningful change and make a lasting difference in the lives of many.