Beyond Banking: Emerging Innovations Redefining Financial Health
From AI-driven advice to alternative financial ecosystems, explore the emerging trends redefining financial health, what these shifts mean, and how institutions can respond.

While innovation has led to many new options for consumers to instantly spend and receive money, these tools remain out of reach for millions who are underbanked or struggling to access their funds efficiently and affordably. Learn about the Financial Health Network’s enduring commitment to frictionless transactions for all, plus research and resources for providers seeking to improve payments for their customers and communities.
From AI-driven advice to alternative financial ecosystems, explore the emerging trends redefining financial health, what these shifts mean, and how institutions can respond.
Scams are growing more prevalent, and more costly. Hear from scam prevention experts and learn about new solutions to better protect consumers and safeguard financial health.
Since emerging in the early 2010s, peer-to-peer payments have become part of modern life. What do household usage trends reveal about financial health?
As digital wallets, online banks, and fintech apps become everyday tools, the meaning of financial inclusion is shifting. Are our metrics keeping pace?
The penny is history, and retailers across the country are trying to figure out how to adapt. Meanwhile, a settlement between credit card companies and merchants could mean new fees, or even declined cards, at the checkout.
First-of-its-kind analysis of leading financial institutions finds that only 20% of assessed checking accounts meet even half the FinHealth Standards, with many other critical tools largely missing.
Explore which of the 12 FinHealth Standards are already gaining traction across widely available checking accounts, along with areas providers can prioritize to unlock better outcomes for all.
The government must modernize payments, but officials retiring paper checks should be thoughtful and inclusive, the CEO of a consumer group writes.
Consumer advocates say the phase-out could create headaches for seniors and other beneficiaries who don't move to direct deposit or other options by Sept. 30.