Financial Health Frontiers

Access to financial services in America has grown dramatically over the last two decades. Yet our work to improve financial health for all is far from complete. With just 30% of Americans Financially Healthy, it’s clear that improving financial lives across our nation requires a systems-based approach.¹ Supported by the Citi Foundation, this new Financial Health Network initiative will galvanize momentum for a new era of innovation in financial services and policy – an era that will fundamentally shift our society to advance financial health for all.

The Next Generation of Financial Health

When the Financial Health Network launched in 2004 to help more people access affordable banking, as many as 20% of Americans didn’t have a bank account.² Thanks to the work of business, policy, and advocacy leaders across our movement, that figure has fallen to an all-time low of 4.5% today.³ But achieving financial inclusion is just one component of a national strategy to advance financial health for all. We must go even further to fix the financial health crisis in the U.S., uniting the visionary leadership of diverse stakeholders to spur innovative and collaborative solutions.

Blog

When the Next Storm Comes, Will Families Be Financially Ready?

Extreme weather events and a changing climate are taking a toll on household finances, disproportionately impacting vulnerable communities. Learn how innovative financial tools and cross-sector collaboration can strengthen resilience.

Climate

Apr 04, 2025

Brief

Strengthening Financial Health for Climate Resilience

Climate hazards have massive financial impacts on households, especially ones that are already struggling. What do they need to be financially resilient in the face of a changing climate?

Climate

Nov 20, 2024

Press

New Report Highlights Critical Turning Point for Middle Class Families

Escalating costs in housing, childcare, transportation, and most every household budget item can only be tackled through cross-sector solutions.

Policy

Sep 25, 2024

Brief

Financial Health Frontiers: Households Under Financial Pressure

The first brief of our Financial Health Frontiers Initiative takes a deeper look at the evolving financial lives of “middle-class” households and why their financial health depends on a holistic approach.

Policy

Sep 25, 2024

News

Financial Health Pulse: U.S. Financial Health Trends and What We Can Do About Them

Since 2018, the Financial Health Network has conducted the Financial Health PulseⓇ research initiative to identify national financial health trends.

Market Analysis

Sep 18, 2024

Research Paper

Financial Health Frontiers: Shaping the Future of Financial Health

Which trends will shape financial health the most over the next generation – and how can we harness them to help more people achieve financial security?

Market Analysis

May 28, 2024

Our Supporter

Financial Health Frontiers is a new cross-sector initiative from the Financial Health Network with support from the Citi Foundation. The initiative seeks to ignite the next era of solutions aimed at improving outcomes for the millions of Americans who aren’t financially healthy by focusing on the most vulnerable households – including those with lower incomes and those who are systematically marginalized.

Our Advisory Council

The Advisory Council for this initiative brings together visionary leaders across a range of industries, backgrounds, and viewpoints to shape policy and practice in financial health.

Council members will engage with the Financial Health Network and our funding partner, the Citi Foundation, throughout 2024 to develop an agenda that we can all work on together to advance the next generation of financial health for people across America. Stay tuned for opportunities to learn from and engage with these inspiring leaders.