Financial Health Frontiers

Access to financial services in America has grown dramatically over the last two decades. Yet our work to improve financial health for all is far from complete. With just 30% of Americans Financially Healthy, it’s clear that improving financial lives across our nation requires a systems-based approach.¹ Supported by the Citi Foundation, this new Financial Health Network initiative will galvanize momentum for a new era of innovation in financial services and policy – an era that will fundamentally shift our society to advance financial health for all.

The Next Generation of Financial Health

When the Financial Health Network launched in 2004 to help more people access affordable banking, as many as 20% of Americans didn’t have a bank account.² Thanks to the work of business, policy, and advocacy leaders across our movement, that figure has fallen to an all-time low of 4.5% today.³ But achieving financial inclusion is just one component of a national strategy to advance financial health for all. We must go even further to fix the financial health crisis in the U.S., uniting the visionary leadership of diverse stakeholders to spur innovative and collaborative solutions.

News

FinHealth Frontiers

Better banking for all through financial wellness

Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, according to a survey by Bankrate.

Generations

Sep 15, 2025

Financial Health Runs in the Family: Intergenerational Trends and Opportunities

Brief

FinHealth Frontiers

Financial Health Runs in the Family: Intergenerational Trends and Opportunities

Family members don’t live in silos, and financial health solutions can’t, either. How can we take a holistic approach to meet every generation’s needs?

Generations

Aug 21, 2025

Well-Being in the Workplace: Why Financial Health Is Foundational to Overall Well-Being

Brief

FinHealth Frontiers

Well-Being in the Workplace: Why Financial Health Is Foundational to Overall Well-Being

Each year, employers pour billions into corporate wellness programs with good intentions but shaky outcomes. Is financial health the key to better ROI?

Workplace

May 07, 2025

When the Next Storm Comes, Will Families Be Financially Ready?

Blog

FinHealth Frontiers

When the Next Storm Comes, Will Families Be Financially Ready?

Extreme weather events and a changing climate are taking a toll on household finances, disproportionately impacting vulnerable communities. Learn how innovative financial tools and cross-sector collaboration can strengthen resilience.

Climate

Apr 04, 2025

Brief

FinHealth Frontiers

Strengthening Financial Health for Climate Resilience

Climate hazards have massive financial impacts on households, especially ones that are already struggling. What do they need to be financially resilient in the face of a changing climate?

Climate

Nov 20, 2024

New Report Highlights Critical Turning Point for Middle Class Families

Press

FinHealth Frontiers

New Report Highlights Critical Turning Point for Middle Class Families

Escalating costs in housing, childcare, transportation, and most every household budget item can only be tackled through cross-sector solutions.

Policy

Sep 25, 2024

Our Supporter

Financial Health Frontiers is a new cross-sector initiative from the Financial Health Network with support from the Citi Foundation. The initiative seeks to ignite the next era of solutions aimed at improving outcomes for the millions of Americans who aren’t financially healthy by focusing on the most vulnerable households – including those with lower incomes and those who are systematically marginalized.

Our Advisory Council

The Advisory Council for this initiative brings together visionary leaders across a range of industries, backgrounds, and viewpoints to shape policy and practice in financial health.

Council members will engage with the Financial Health Network and our funding partner, the Citi Foundation, throughout 2024 to develop an agenda that we can all work on together to advance the next generation of financial health for people across America. Stay tuned for opportunities to learn from and engage with these inspiring leaders.