Kareem is the founder and CEO of FairPlay, the world’s first fairness-as-a-service company. He has been working on financial inclusion and underwriting hard-to-score borrowers his entire career. As the Executive Vice President of ZestFinance, Kareem worked with some of America’s biggest lenders to adopt AI underwriting. At SoftCard, he worked with retailers, financial institutions and tech companies to democratize mobile payments. In the Obama Administration Kareem helped manage the team that negotiated the Paris Climate Agreement, and oversaw $3B+ in annual investments into development-friendly projects in emerging markets. Kareem is a Forbes contributor and loves boxing, poker and hip hop.