Our 2025 report reveals a mixed picture: modest improvements in households’ financial health in the short term and deep disparities over the long term.

Some households were more acutely affected by the past year’s economic forces than others, depending on their debts and assets held.

After reaching a historic high in 2021, our 2023 U.S. Trends Report finds that the financial health of Americans has declined to pre-pandemic levels.

Our 2022 U.S. Trends Report tells a far different story than prior years. Data from the nationally representative probability-based Pulse survey, fielded in April and May 2022, show that financial health declined for the first time in the project’s five-year history.

Discover how Americans’ financial health outcomes have changed as COVID-19 continued to create unprecedented disruptions.

Discover key findings from the 2020 U.S. Financial Health Pulse regarding Americans' financial health, including profound disparities across race and ethnicity.

How is the financial health of Americans changing over time? In a year-over-year analysis, the second annual U.S. Financial Health Pulse report reveals that the majority of Americans are still unprepared for financial shocks.