Annual Overview

Financial Health Pulse® Research 2024

In the seventh edition of the annual U.S. Trends Report, we find that key financial health indicators trended in opposite directions, while overall financial health held steady. Day-to-day financial health indicators reflecting households’ ability to manage their immediate financial concerns showed signs of further weakening. In contrast, forward-looking indicators reflecting households’ future expectations strengthened, including their confidence in long-term goals and ability to plan ahead.

Key Findings

Employer Financial Health Toolkit

Indicators of day-to-day financial health decreased, while forward-looking indicators increased.

Stressed young woman has financial problems with credit card debt to pay crucial show concept of bad personal money and mortgage pay management crisis.

Households with outstanding credit card debt increasingly struggled with day-to-day financial health indicators.

Couple talking to financial advisor at home

Households with investments experienced increased levels of confidence in their financial futures.

Young African woman taking a break from doing home finances and feeling stressful

Middle-income households experienced an increase in financial vulnerability.

Explore All 2024 Pulse Research

Our Pulse Partners

The Financial Health Pulse® initiative is made possible through generous support from funders, partners, and advisors who share our commitment to improving financial health.

USCDornsife

Meet Our Experts

Andrew Warren

Manager, Research
Financial Health Network

Wanjira Chege

Associate, Research
Financial Health Network

Kennan Cepa, Ph.D.

Director, Policy and Research
 

Necati Celik, Ph.D.

Manager, Research
Financial Health Network