How is credit history related to race and ethnicity, and what steps can financial service providers take to address credit health inequities?

Some households were more acutely affected by the past year’s economic forces than others, depending on their debts and assets held.

A recent Financial Health Pulse® survey finds half of people in the U.S. are using four or more strategies to cope with inflation, such as relying on charities or food banks.

After reaching a historic high in 2021, our 2023 U.S. Trends Report finds that the financial health of Americans has declined to pre-pandemic levels.

Despite their ubiquity, people with disabilities are frequently marginalized, resulting in profound impacts to their economic well-being.

New analysis suggests that many borrowers anticipate difficulty restarting payments when forbearance likely ends this summer – but proposed policy changes could help.

As gasoline prices reach all-time peaks, how are Americans adjusting their buying patterns to cope? Analysis of Financial Health Pulse® survey and transactional data suggests that increasing gas costs and consumers’ financial health status may affect how often they refuel and how much they spend per trip to the pump.

Our 2022 U.S. Trends Report tells a far different story than prior years. Data from the nationally representative probability-based Pulse survey, fielded in April and May 2022, show that financial health declined for the first time in the project’s five-year history.

The Financial Health Network’s research has consistently shown a sizable gap in the financial health of men and women. Moreover, recent data found that while financial health improved overall for the country during the pandemic, the gap between men and women actually widened.

From April 1 to June 30, 2021, Americans balanced saving and new spending opportunities, with minimal changes in earned income.