A Fundamental Need: Small-Dollar, Short-Term Credit
Learn how the increased scrutiny recently placed on the payday loan industry has underscored the need for innovation and motivated financial services providers to develop solutions.
Highlights from the 2nd Annual Underbanked Financial Services Forum
At this second annual event, attendees learned how to reach out to unbanked and underbanked consumers using various methods, including prepaid cards, remittances, credit scoring, and small-dollar loans.
The Predictive Value of Alternative Credit Scores
Being “credit underserved” can have many unfortunate consequences. Learn how companies are designing new strategies that assess creditworthiness in innovative ways.
Highlights from the Inaugural Underbanked Financial Services Forum
This event underscored the business opportunities inherent in serving the underbanked market and identified opportunities to help move consumers along a pathway to savings.
Reaching Deeper: Using Alternative Data Sources to Increase the Efficacy of Credit Scoring
In this report, learn insights into the current credit reporting system, why it doesn’t work for everyone, and efforts underway to improve it with the addition of new data sources.
Expanding Financial Services to Underbanked Consumers
This paper explores opportunities for using the moment of tax preparation to bridge the gap between the financial needs of underbanked consumers and services that can meet those needs.
Breaking the Savings Barrier: How the Federal Government Can Build an Inclusive Financial System
Learn why an inclusive financial system is important, who the underbanked are and what keeps them out of the mainstream, and what the government and private sector can do about this problem.
Retailers as Financial Services Providers: The Potential and Pitfalls of This Burgeoning Distribution Channel
Learn key findings about retail locations in which consumers can access financial services, including the impact of ATMs, point of sale and kiosk technology, and reloadable stored value cards.