Angela Hung is Head of Research at Earnin. She is a behavioral economist who is passionate abouthelping people improve their financial well-being. Her professional experience spans academia, public policy, and the financial services industry. She was previously at Robinhood as Behavioral Insights Researcher, where she designed and implemented a research agenda to better understand investor behavior and democratize finance. Prior to Robinhood, Dr. Hung was the founding director of RAND’s Center for Financial and Economic Decision Making, a research center dedicated to finding solutions to improve the financial health of individuals and families, where she helped design, implement, and evaluate interventions targeted at helping individuals build savings, increase credit, reduce debt, and develop financial capability.