Pulse Points Fall 2021: How Families Are Using Child Tax Credits
New Pulse transactional data suggests that child tax credit payments have had a positive financial impact on recipients, particularly those who experienced hardship in the past.
Financial Health Pulse: 2021 U.S. Trends Report
Discover how Americans’ financial health outcomes have changed as COVID-19 continued to create unprecedented disruptions.
Oportun: True Cost of a Loan
A proprietary analysis to quantify the total cost of credit products with various structures, and facilitate comparisons among products for a typical borrower.
Global Financial Wellbeing Report: Disrupting Money Habits
Read the world’s first global financial wellbeing research from nudge global and uncover how employers can break cycles of financial exclusion.
Emergency Savings, Combined with Support Networks, Reduced Hardships During the Pandemic
This research was produced by the Financial Health Network in collaboration with BlackRock’s Emergency Savings Initiative. ESI is a cross-sector program with a mission to help people living on low to moderate incomes gain access to and increase usage of proven savings strategies and tools – ultimately helping them establish an important safety net.
Reexamining Overdraft Programs: A Guide for Financial Institutions
Reforming overdraft can help institutions improve customer finhealth, acquire new customers, and boost loyalty.
Unpaid and Unprotected: How the Lack of Paid Leave for Medical and Caregiving Purposes Impacts Financial Health
Paid leave for medical and caregiving purposes can help workers cope in challenging times.
Support from Social Networks
Family and friends are a major lifeline for justice-involved individuals, providing support and advice from pre-trial to post-release.
Managing Financial Obligations
Once justice-involved individuals are released from jail or court, they are still not released from their financial obligations to the criminal justice system.
Employment Challenges
Once justice-involved individuals re-enter society, there are numerous barriers to gain employment that often force them to make difficult decisions.
Impact of Incarceration on Families
After a family member or loved one is arrested, their households are forced to juggle financial responsibilities, including staggering bills and missing payments.
Financial Health and Criminal Justice: The Stories of Justice-Involved Individuals and Their Families
The Financial Health Network presents a look into how one’s financial health impacts their ability to navigate the U.S. criminal justice system, and how their involvement in that system impacts their financial health. In partnership with the University of Southern California’s (USC) Center for Economic and Social Research, we interviewed 36 individuals who shared their multifaceted experiences with the criminal justice system, highlighting multiple areas ripe for innovation.