The Future of Financial Services
The financial crisis and economic downturn have reshaped the financial services landscape.
The Financial Health Network Second Secured Credit Cards InBrief
The current economy has spawned renewed examination of the market potential for secured credit cards.
How Should We Serve the Short-Term Credit Needs of Low-Income Consumers?
Almost one-third of the 30 million U.S. households who are unbanked or underbanked borrow to pay for small-dollar, short-term needs.
The Impact of Innovation – MACED Learning Brief
There are few affordable short-term, small-dollar credit products in the marketplace that meet borrowers’ immediate needs and that help put them on a path toward financial prosperity.
InBrief on the Underbanked Consumer Study: Characteristics of Latino Un- and Underbanked Consumers
This the Financial Health Network inBrief analyses the financial attitudes and behaviors of the 20.6 million Latino underbanked consumers in the U.S.
Preferences and Usage of Financial Services Providers inBrief
This the Financial Health Network inBrief provides some insights on underbanked consumers’ preferences and usage regarding financial service providers. The information is drawn from the 2008 the Financial Health Network Underbanked Consumer Stud.
Nonprofit Distribution of Prepaid Cards
Discover how three nonprofit organizations are marketing and distributing prepaid debit cards to provide their community members with economical and convenient financial services.
Reaching Deeper: Using Alternative Data Sources to Increase the Efficacy of Credit Scoring
In this report, learn insights into the current credit reporting system, why it doesn’t work for everyone, and efforts underway to improve it with the addition of new data sources.
Accessing the American Dream: Utilizing Affinity Marketing to Reach Underbanked Populations
This report addresses the extent to which traditional affinity marketing models apply to underbanked segments while exploring the nonprofit community's role in marketing and distributing financial services.