Saving Habits and the Financially Struggling Majority
Bridging the Gap with Social Loans
Based in San Francisco, Mission Asset Fund (MAF) is a nonprofit organization dedicated to helping low-income, financially excluded consumers enter the mainstream financial system.
The Johnson Family Household Profile: Working Hard but Still Struggling
U.S. Financial Diaries: Sarah and Sam Johnson are a hardworking Ohio couple struggling to make ends meet despite the fact that they both work in stable, full-time jobs, and several part-time ones.
The Hossains Household Profile: Adjusting to a New Life in the US
U.S. Financial Diaries: Ahmed and Shaila Hossain are immigrants from Bangladesh who moved in 2010 to Queens, NY, where there is a large Bangladeshi community.
Meta: Promoting Better Understanding of Prepaid Card Use
Though prepaid card use is gaining in prevalence—there were 6 billion prepaid card transactions valued at more than $140 billion in 2009—few studies have examined how consumers really use prepaid cards.
Plastyc: Good Banking for All
When Patrice Peyret started Plastyc in 2006, he saw an opportunity to help people outside the mainstream economy participate in better and more cost-effective financial services.
The Compass Guide to Prepaid
The Compass Guide to Prepaid defines industry-wide best practices for the design and delivery of GPR prepaid card accounts.
Employer-Based Collaboration: Lessons from Financially Fit Minnesota
A unique model for regional, employer-based collaboration to increase the usage of basic financial services has emerged recently in Minnesota, with relevant lessons for companies, communities, and advocates nationwide.
Toward Better Informed Consumers: A Collection of Strategies from Financial Institutions
This research paper describes some of the strategies that three major banks are using to supplement current disclosure practices, including working directly with the legal disclosures to improve readability and clarity.
Reaching Deeper: Using Alternative Data Sources to Increase the Efficacy of Credit Scoring
In this report, learn insights into the current credit reporting system, why it doesn’t work for everyone, and efforts underway to improve it with the addition of new data sources.