Pulse Points: Financial Health Differences Among Entrepreneurs
More people across the U.S. are starting businesses than ever before. What is the relationship between entrepreneurship and financial health?
Pulse Points: Main Gig or Side Hustle? Nontraditional Work and Financial Health
More than 1 in 10 working adults holds a nontraditional job. How is this growing and diverse sector of the American economy faring financially?
Pulse Points: Disparities in Credit Scores and Length of Credit History
How is credit history related to race and ethnicity, and what steps can financial service providers take to address credit health inequities?
Pulse Points Summer 2024: The Financial Health of Foreign-Born Consumers
How does the financial health of foreign-born consumers compare with those born in the U.S., and how can we set immigrants up for financial success?
Pulse Points Spring 2024: Financial Health Challenges in Banking Deserts
What is the financial health of people in communities that lack banking services, and how can we reduce the number of banking deserts and improve trust?
Pulse Points Summer 2023: Weathering Financial Setbacks From Natural Disasters
Severe weather can disrupt financial health, yet fewer than expected Americans living in disaster-prone areas carry residential insurance.
Pulse Points Spring 2023: Bracing for the End of Student Loan Forbearance
New analysis suggests that many borrowers anticipate difficulty restarting payments when forbearance likely ends this summer – but proposed policy changes could help.
Once Financially Unhealthy, Always Financially Unhealthy?
A five-year analysis of Financial Health Pulse® research shows two critical ways that Americans struggle with financial health.
Pulse Points Fall 2022: Responses to Record-High Gas Prices
As gasoline prices reach all-time peaks, how are Americans adjusting their buying patterns to cope? Analysis of Financial Health Pulse® survey and transactional data suggests that increasing gas costs and consumers’ financial health status may affect how often they refuel and how much they spend per trip to the pump.
Pulse Points: Savings Dwindled as Spending Increased in Q4 2021
Consumers spent more money on recreation and eating out during the 2021 holiday season than during the 2020 holiday season, but many remain vulnerable as government relief programs expire and inflation continues. This brief examines the factors that may shape financial health in the early months of 2022.
Pulse Points Fall 2021: How Families Are Using Child Tax Credits
New Pulse transactional data suggests that child tax credit payments have had a positive financial impact on recipients, particularly those who experienced hardship in the past.
Pulse Points Summer 2021: The Impact of Stimulus Payments and Reopening the Economy
From April 1 to June 30, 2021, Americans balanced saving and new spending opportunities, with minimal changes in earned income.