Executive Team

FinHealth Spend Research 2021

The FinHealth Spend Research estimates what U.S. households pay in interest and fees for common financial services every year. The majority of U.S. households were struggling financially before COVID-19, and the pandemic added pressures that affected access to everyday financial products. This report analyzes how the hundreds of billions Americans spent on interest and fees in 2020 varied by race, income, and other demographic factors, with specific insights into the increased burdens borne by financially struggling consumers.

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Member Town Hall
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Member Town Hall

Watch the 2021 Member-exclusive Town Hall on demand, featuring insights from fellow Members demonstrating how focusing on financial health can unlock powerful impacts for customers, employees, and communities.

Member Content Sharing

Highlight your expertise by sharing insights, research, and materials to be accessed by other Members of our Financial Health Network.

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Benefits

Member benefits

A Broken Criminal Justice System Impacts Financial Health, Too

By Josh Sledge, Senior Director and Arjun Kaushal, Associate, Financial Health Network The tragic murder of George Floyd at the hands of police has once again brought the inequities of the criminal justice system into focus. The violence captured on film has rightfully drawn a passionate response, as protestors demand justice for Floyd and an…

Edquity Case Study: Supporting Students with Innovative Emergency Aid

Each year, millions of college students struggle to stay in school not because of academic difficulties, but because of financial challenges. The Financial Health Network is dedicated to furthering solutions to help improve student financial health and increase academic success. In this case study, we explore how Edquity – an innovative student support app – is working to reduce the number of students who dropout of college because of a financial emergency of $500 or less.

Strengthening the Student Safety Net During COVID-19

Even before the pandemic, the lives of financially struggling students were overwhelmingly complex. For financially vulnerable students, a disruption this large can have devastating long-term impacts, including failure to re-enroll once the pandemic ends.

How Coronavirus Highlights the Insurance Gap for Gig Workers

Gig workers comprise a growing portion of the American workforce, with 1 in 10 U.S. workers relying on gig work as their primary source of income. Without adequate health insurance, many gig workers are unprepared to deal with the financial shock of a major injury or illness.

The Future of Worker Benefits — Seeking the Next Generation of Workplace Wellness Solutions

By Jose Galindo, Workplace Financial Health Program Director, Financial Health Network I know first hand — as the founder and former CEO of moneymio.com, the first bilingual online platform dedicated to empowering Latinos in the United States with personal finance education — the challenge young fintech companies face, especially those who are focused on improving the financial health of…

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2019 Member Kit

Announce your membership publicly and internally using the Press Kit, learn about member-only research and events.

Homeowners and Renters Insurance Spotlight

This brief takes a closer look at the homeowners and renters insurance coverage, acquisition channels, knowledge, and claims experience of American consumers, with a particular focus on low- to moderate-income (LMI) consumers.

Insurtech for Financial Health

Explore three major insurtech advances that could help more Americans weather financial shocks successfully, as well as potential pitfalls for insurers working to align business incentives with customer needs.

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 5 Tips for Measuring Financial Health

5 Tips for Measuring Financial Health

In 2017, 22 Financial Health Leaders measured the financial health of their customers, clients, or employees. While methodologies and results varied widely, 5 common themes ran across the entire cohort.

Employee Financial Health

This paper addresses how employers can develop robust employee financial health strategies. By supporting the financial well-being of their workers, employers have the ability to promote staff engagement, improve productivity, and strengthen their brand reputation.

Consumer Data Sharing Principles: A Brief on the Framework for Industry-Wide Collaboration

Over the last two decades, the emergence of new intermediaries that aggregate data from numerous sources has enabled financial services providers of all kinds to provide consumers with a more complete view of their financial lives. – See more at: http://cfsinnovation.org/research/consumer-data-sharing-principles-a-brief-on-the-framework-for-industry-wide-collaboration/#sthash.oYX1cTQi.dpuf