In 2024, consumers spent $12.1 billion on overdraft and NSF fees – approximately 48% more than previously thought.

A new FinHealth Spend Spotlight finds many renters don’t hold renters insurance – and those who do still face climate-related risks.

Learn how to design insurance products that support financial resilience and foster sustainable relationships with customers using proven behavioral science techniques.

Learn how to design employer-sponsored retirement savings plans that support worker financial health by improving participation, savings behavior, and savings balances.

Amidst a year of high interest rates and decelerating inflation, spending on financial services tops $400 billion for the first time.

See how to design tools that help people manage their spending and improve financial health outcomes by applying promising approaches from behavioral science.

Industry partnerships to deliver government payments may help bring more people into the banking system – but we need to learn more about them first.

Learn how to design credit products that address consumer challenges and improve financial health outcomes by applying proven behavioral science techniques.

This year’s annual FinHealth Spend Report examines how households in America managed their finances and accessed credit during the second year of the pandemic, analyzing year-over-year trends for more than two dozen financial products and services.

In this brief, we leverage findings from a nationally representative survey to better understand the buy now, pay later (BNPL) market, the users who are driving it, and the implications for their financial health.

A proprietary analysis to quantify the total cost of credit products with various structures, and facilitate comparisons among products for a typical borrower.