Pulse Data

Pulse Data

The Financial Health Network is collaborating with USC’s Dornsife Center for Economic and Social Research to field Pulse surveys to their online panel, the Understanding America Study.

Survey Data

The Pulse draws upon survey data from USC’s “Understanding America Study,” a nationally representative probability-based internet panel. Annual surveys shed light on how financial health changes across the country and for individuals over time. Pulse survey questionnaires and data sets are available for researchers to download and explore below.

Download the Data

Survey Data
Credit Data

Credit Data

Many Pulse survey respondents consent to anonymously link their survey responses to information from their credit records at one of the three major consumer reporting agencies (CRAs). The resulting data contain a wealth of information about each respondent’s current and past debt and credit use, captured in the same month in which they took the Pulse survey. We use this data to generate specialized insights into financial health at a level of detail that is not always possible through survey data.

Pulse Points

Pulse Points offer regular, timely updates on financial health using transactional and account data from the Financial Health Pulse.