Data

Financial Health Pulse® Survey Data

The Financial Health Pulse® draws upon survey data from the Understanding America Study, a nationally representative, probability-based internet panel at USC’s Dornsife Center for Economic and Social Research. Annual surveys shed light on how financial health changes across the country and for individuals over time. Download and explore Pulse survey questionnaires and data sets below.

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Financial Health Pulse<sup>®</sup> Survey Data
Credit Data

Credit Data

Many Pulse survey respondents consent to link their survey responses to information from their credit records anonymously at one of the three major consumer reporting agencies (CRAs). The resulting data contain a wealth of information about each respondent’s current and past debt and credit use, captured in the same month in which they took the Pulse survey. We use this data to generate specialized insights into financial health at a level of detail that is not always possible through survey data.

Latest Pulse Content

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Who Trusts Financial Institutions?
Spotlight
Financial Health Pulse

Who Trusts Financial Institutions?

New Financial Health Pulse® data show that trust in financial institutions is uneven, with substantial racial and ethnic disparities across key dimensions of banking.

Equity
Jan 28, 2026
Financial Health Pulse<sup>®</sup> 2025 Chicago Trends Report
Research Paper
Financial Health Pulse

Financial Health Pulse® 2025 Chicago Trends Report

The 2025 Chicago Trends Report finds that financial vulnerability in Chicago has declined slightly since 2022, signaling resilience amid ongoing economic pressure. This place-based analysis shows that while stark neighborhood disparities persist across wealth, homeownership, and financial stability, targeted solutions can build on pockets of resilience.

Equity
Jan 21, 2026