Peer-to-Peer Payments: Beyond Splitting the Bill
Since emerging in the early 2010s, peer-to-peer payments have become part of modern life. What do household usage trends reveal about financial health?
Unbanked, Underbanked, or Something Else Entirely?
As digital wallets, online banks, and fintech apps become everyday tools, the meaning of financial inclusion is shifting. Are our metrics keeping pace?
The penny’s dead. Your credit card might cost more. What now?
The penny is history, and retailers across the country are trying to figure out how to adapt. Meanwhile, a settlement between credit card companies and merchants could mean new fees, or even declined cards, at the checkout.
New FinHealth Standards Industry Assessment Series by Financial Health Network Finds Severe Gaps in America’s Checking Accounts
First-of-its-kind analysis of leading financial institutions finds that only 20% of assessed checking accounts meet even half the FinHealth Standards, with many other critical tools largely missing.
FinHealth Standards for Spending Management Products: Evaluating Checking Accounts Across the Financial Services Industry
Explore which of the 12 FinHealth Standards are already gaining traction across widely available checking accounts, along with areas providers can prioritize to unlock better outcomes for all.
The trouble with ending US checks
The government must modernize payments, but officials retiring paper checks should be thoughtful and inclusive, the CEO of a consumer group writes.
Checks going away soon for Social Security, most federal payments
Consumer advocates say the phase-out could create headaches for seniors and other beneficiaries who don't move to direct deposit or other options by Sept. 30.
The U.S. Payments Modernization that Wasn’t
An EO From the Trump administration mandates the government to modernize payments–but may not move the needle much.
FinHealth Standards for Spending Management Products: Checking Accounts and Credit Cards
Discover the first evidence-based standards for designing checking accounts and credit cards that support customer financial health.