Eight financial technology entrepreneurs focused on delivering innovative financial health solutions chosen to join lab created by the Financial Health Network and JPMorgan Chase Lab to continue focusing on helping startups improve and scale solutions for populations who face difficulty managing their financial lives, such as people of color, low-income women, aging Americans and individuals […]

Keeping a cache of savings for use in emergencies is hard. And it’s hardest for low and moderate income households whose incomes are often volatile and who thus need to tap emergency savings most often.

Installment loans’ appeal, in comparison to credit cards, are the fixed terms — a year or two or three — and equal payment amounts that automatically commit a borrower to paying off the debt.

Our research shows that employees are struggling financially and are looking to their employers for solutions. The EMERGE workshop represented a doubling-down on our commitment to working with employers, payroll and benefits providers, workers’ representatives, thought leaders, and policymakers to solve employees’ financial challenges.

As our research into measuring financial health shows, improving savings can unlock meaningful opportunities for people to improve their lives.

Despite a strong economy and low unemployment, the U.S. Financial Health Pulse shows more than half of Americans are struggling to pay their bills, save and remain financially stable. The problem is most acute for low-income individuals. Five years ago, the Financial Health Network launched the Financial Solutions Lab (FinLab) in partnership with JPMorgan Chase…

Ennie Lim, along with co-founders Benny Yiu and Max Zschoch, founded HoneyBee to help employees, regardless of credit history, access an extra week’s pay anytime to help manage unplanned expenses and build credit. The employee’s salary, employment tenure, and accrued paid time off (PTO) is the credit–securing loans with unused PTO is a differentiator in […]

Callum King, along with Jacky Chiu, Shawn Leavitt, and Tom Spann founded Brightside, a personalized financial health platform providing employees with one place to go for all their financial needs. King shares why he and his team became fintech founders focused on creating solutions to specifically address workplace financial health challenges. Q. What inspired you […]

By Eric Wilson, Associate, Financial Health Network Despite economic indicators showing exceptional GDP growth and record low unemployment, the 2018 U.S. Financial Health Pulse shows that a vast majority of Americans are struggling with their financial health. In April, the Financial Health Network, along with Pulse funders and partners, took the findings of this benchmarking…

I had the privilege of serving as emcee at the 2019 EMERGE Financial Health Forum . Here are some highlights from the event.

The 2019 Financial Health Leaders designation offers selected organizations additional benefits including peer-learning opportunities through Financial Health Network’s Financial Health Leaders Working Group, a group of industry influencers from Financial Health Network.