Workplace Financial Health Innovation: Exploring the Spectrum of Financial Guidance Solutions for Your Employees
Employees across industries are managing a wide range of financial health needs, and they are increasingly looking to their employer for support. As employers consider which financial guidance benefits to offer, they must consider a range of factors – including the makeup of their workforce, how the guidance is delivered, and cost structures – in order to identify the most high-impact solutions for their employees.
Closing the Racial Wealth Gap Through Tech, Community, and Empowerment
Join 2022 FSL Accelerator cohort member Stackwell Capital for a discussion of how finhealth stakeholders can empower Black communities to build meaningful wealth that shrinks the racial wealth gap.
How Digital Communities Can Drive Financial Decision-making and Customer Satisfaction
In collaboration with legal empowerment fintech Upsolve, we explore how incorporating a digital community into fintech tools can support user financial decision-making and improve customer satisfaction.
Navigating the True Costs of Auto Insurance for Low-income Americans
Financial Solutions Lab alums Propel and Sigo Seguros discussed providing affordable and accessible auto insurance to the Spanish-speaking market. Between higher purchase prices and the fluctuating cost of gas, auto ownership and maintenance is stretching the budgets of many households across the country. And that's before you consider the fact that a disproportionate number of drivers from immigrant and low-income communities are rated as "high risk" policyholders and pay above average insurance costs.
Workplace Financial Health Innovation: Rolling Out Credit- and Debt-Related Benefits for Your Employees
As many employees struggle with unmanageable debt, employers can make a difference by providing credit- and debt-related financial wellness solutions. Here are fiscal, legal, and regulatory considerations for businesses to keep in mind as they develop offerings to help employees manage debt, build credit, and improve their financial health.
Building Consumer Savings with Fintech Innovations
Savings are a critical component of financial health, and new approaches can encourage consumer savings.
Workplace Financial Health Innovation: Rolling Out an Earned Wage Access Program for Your Employees
Employers, benefits platforms, regulators, and employees are paying more attention to earned wage access (EWA) products for their potential to improve employee financial health. Employers can maximize the positive outcomes of EWA products by minimizing associated fees, explaining the program mechanics to employees, and providing a complementary suite of financial resources.
Meeting the Needs of Consumers of Color With Fintech
How can innovation better serve consumers of color? Join us to understand how fintech tools and trusted community institutions can support the financial health of consumers of color and young people.
Financial Solutions Lab Announcements
Fintech has a powerful role to play in solving financial health challenges in a more inclusive way.
Insights from the Financial Solutions Lab
This report shares lessons learned over the past five years of close collaboration and support for fintech solutions big and small. Our hope is that it serves as an invitation to join our efforts to improve the financial health of all Americans.
Spreading Fintech Solutions into New Crucial Sectors
Read about the latest trends in fintech and learn about the companies in the fourth cohort of the Financial Solutions Lab, which seeks to identify, test, and bring to scale innovations that improve Americans' financial health.
FinLab Snapshot 2018
To address the broad range of financial challenges facing consumers, the Financial Solutions Lab’s fourth annual Challenge focused on diversity in innovations and teams to promote new financial health solutions for diverse populations. The 2018 Snapshot Report offers insights on emerging trends in the fintech ecosystem and this year's applicant pool.