The penny’s dead. Your credit card might cost more. What now?
The penny is history, and retailers across the country are trying to figure out how to adapt. Meanwhile, a settlement between credit card companies and merchants could mean new fees, or even declined cards, at the checkout.
A ‘tale of two retirements’ shows only the rich are saving more — while most Americans are putting away much less
Most U.S. workers struggle to save and invest for their older years.
Are U.S. Households Finally Catching A Break?
Having weathered a difficult five years, U.S households have modestly improved their financial situation in the short term; their long-term prognosis is murkier.
AI in Action: The Real-World Ideas Driving Financial Health
AI has vast potential to make financial services more efficient and personalized. How are Members harnessing the possibilities to meaningfully support customer financial health?
The future of compensation is flexible, fair and fast
Despite 93% of U.S. employers implementing pay increases this year, many workers still struggle to meet their basic needs.
Top earners are saving more for retirement. Everyone else is saving less.
A new report on retirement savings paints a worrisome picture: Fewer workers are saving, and only top earners are increasing their contributions from year to year.
5 financial health design principles for workplace retirement plans
Much ink gets spilled every year on the state of Americans' retirement security. Recent headlines have touted the record-high savings rates in 401(k) plans.
Advancing Data-Driven Strategies to Help Nonprofit Workers Financially Thrive
Nonprofit workers power our communities, but relatively little is known about their financial health. Prudential is changing that.
The $455B Reality of Financial Health – Fintech Takes
Welcome back to the Fintech Takes podcast. I’m Alex Johnson, joined by Jennifer Tescher, founder and CEO of the Financial Health Network.
Americans Spent $455B on Financial Services Fees in 2024; ‘Deep Inequities Strain Households,’ Report Finds
As outlined below, the study breaks out financial services spending by credit cards, checking accounts/overdrafts, student loans, BNPL.
Welcoming Michael Hsu to the Financial Health Network Board of Directors
His experience — bridging regulation, innovation, and consumer well-being — will deepen our ability to connect industry practice with public purpose.
2025 FinHealth Spend Report Shows the Price of Participation in America’s Financial System Hit $455 Billion in 2024, with Financially Vulnerable Bearing the Heaviest Burden
Fees and interest surged by nearly $100B over two years as student loans resumed and credit card debt grew, costing Financially Vulnerable households 17 times more of their income than Financially Healthy households.