#FinHealthMatters: Military Families Learning Network
By Dr. Barbara O’Neill In 1999, I was diagnosed with breast cancer. After 10 months of treatment, my doctor described my physical health status as NED, which is doctor-speak for No Evidence of Disease. The same acronym can be applied to financial health: No Evidence of Distress. Financially healthy people with financial well-being are comfortable…
#FinHealthMatters: Femme Frugality
By Femme Frugality A lot of times when we write about money, we pretend that our income will look like this: But just as the aging process doesn’t always go the way we want it to, studies show that for most American families, income doesn’t go up in a straight line at a 40 degree…
#FinHealthMatters Day: Personal stories about financial health in America
By Theresa Schmall, Financial Health Network June 27, 2017 was the second annual #FinHealthMatters Day. On this day more than 900 individuals created nearly 10 million Twitter impressions explaining why financial health matters. This message is particularly important because 57% of Americans — approximately 138 million adults — are struggling financially. At Financial Health Network, we see the struggle…
Secured Credit Cards: Rural, Underserved Communities
Americans in rural communities are losing access to locally available, affordable financial services and products.
Secured Credit Cards: Establishing a Path for New Immigrants
Secured credit cards can be an effective way to build U.S. credit history and thereby access affordable credit products and fully benefit from inclusion in the U.S. financial system.
FinHealth matters, and a private look into a financial diary shows us why
By Rachel Schneider, Financial Health Network When Jonathan Morduch and I started working with the families associated with the US Financial Diaries research — featured in our recently released book, The Financial Diaries — we thought it might be hard to get people to share the intimate details of their financial lives with us. After all, how many of…
Why Providers Should Know Their Customers’ Unique Financial Stories
An EMERGE Pre-Conference Interview with Speaker Lynnette Khalfani-Cox By Elizabeth Vivirito, Financial Health Network Lynnette Khalfani-Cox We sat down with Lynnette Khalfani-Cox, New York Times best-selling author and CEO/Co-Founder of AskTheMoneyCoach.com, for a candid conversation about why providers should know their customers’ unique financial stories, what works to inspire consumers to act, and the importance…
Driving for Broke: The Underserved Insurance and Auto Loan Opportunity
In the United States, there are approximately 198 million insured vehicles on the road today. Among those, approximately 53 million vehicles are insured by low- to moderate-income (LMI) — often known as underserved — consumers.
2016 Financially Underserved Market Size Study
The Financial Health Network and Core Innovation Capital present this 6th annual market analysis to illustrate the size of the opportunity to address the needs of financially underserved consumers and identify significant trends driving marketplace evolution and growth.
The Financial Health Network Comment Letter on Payday, Vehicle Title, and Certain High-Cost Installment Loans
The Financial Health Network is submitting this letter in response to the request for comments on “Payday, Vehicle Title, and Certain High-Cost Installment Loans,” issued by the Consumer Financial Protection Bureau (CFPB) and published on July 22, 2016.
#FinHealthMatters: Principles Of Increase
By Aja McClahanan I’m a child of the 80s and came of age in the 90s. If you don’t know much about that time period, I’ll sum it up for you: the rise pop culture consumerism. Rappers, ball players and other larger-than-life personalities defined success for us in terms of the “bling.” The more diamond-encrusted…
#FinHealthMatters: Know Money
By Steven M. Hughes LET’S REWIND. I’m a freshman in college, hungry for food and new experiences as I’m walking across the library bridge. From one end to the other are tables filled with coupons for free pizza, subs and credit cards (one of these things are not like the others). Shortly after all the…