#FinHealthMatters Day should be every day, for everyone
In recognition of #FinHealthMatters Day, we reflect on our efforts to advance the cause of financial health which include research and building partnerships with leading organizations and our network of Members.
New Data, New Insights: Releasing the 2018 Pulse Data Set
The data set contains responses from more than 5,000 individuals to 100+ questions about how people are spending, saving, borrowing, and planning.
Webinar: Understanding Your Financially Coping and Vulnerable Customers
During this member-exclusive webinar, authors of the U.S. Financial Health Pulse 2018 Baseline Survey explored findings from this groundbreaking research initiative. The second in a three-part series, this conversation shared a deep dive on never-before-released Pulse data representing individuals who are financially Coping or Vulnerable.
Challenges Threaten the Financial Health of Low- to Moderate-Income 50+ and Require Innovative Solutions
By Andrew Dunn, Senior Associate, Financial Health Network For years, financial planners described the financial lives of individuals over 50 as following a predictable life cycle. The “traditional” path typically included diligently saving in an employer-provided retirement account, paying off a mortgage, then fully retiring while reducing expenses in order to live comfortably. However, this…
Webinar: Key Findings from the Pulse & What They Mean for Your Business
During this member-exclusive webinar, authors of the U.S. Financial Health Pulse 2018 Baseline Survey explored findings from this groundbreaking research initiative. The first in a three-part series, this conversation explored into new cuts of the data and shared findings and trends on how Americans are saving and borrowing.
The U.S. Financial Health Pulse: Establishing a Baseline and Looking Ahead
In November, we released the inaugural 2018 Baseline Report which established a baseline to track changes in financial health over time. In 2019, we plan to build upon the foundation we laid this year.
Insuring the Way to a Financially Resilient America
Using a combination of survey data and consumer interviews, the Financial Health Network presents consumer trends and insurance product design strategies that can help Americans build financial resilience.
Three Revenue Models Support Financial Security For Consumers
In this article from the Financial Brand, writer Jim Marous draws on insights from the U.S. Financial Health Pulse and a study from the Omidyar Network and Oliver Wyman to describe three sustainable revenue models fintech companies can adopt for to serve the underserved.
Most Americans Aren’t Financially Healthy Despite Booming Economy, Survey Finds
James Rufus Koren, of the Los Angeles Times, covers the Financial Health Pulse, and talks about the Pulse in context of the Federal Reserve’s annual survey, with comments from researcher Stephen Miller and economist Chris Thornberg. “The economy is growing, unemployment is low and, lately, workers are starting to see some wage gains. But a […]
Behind the Latest Rosy Jobs Figures, Here’s the ‘True State’ of Americans’ Financial Lives
In this article, MarketWatch’s Kari Paul covers the Center for Financial Services Innovation’s U.S. Financial Health Pulse, posing the question: “Unemployment is at a 48-year low, so why are only 28% of Americans considered ‘financially healthy’?” “The finances of Americans may not be as good as they look from the outside. Despite optimistic metrics like […]
3 Factors that Shape Financial Health in America
By Thea Garon Director, Financial Health Network Despite a surging stock market and record-low unemployment, millions of Americans are struggling financially. Nearly half of Americans (47%) say their spending equaled or exceeded their income in the last year. One in three people (30%) say they have more debt than is manageable. More than a third…
Survey Finds Americans’ Financial Health Shaky
In this article from the AARP, senior policy advisor Catherine Harvey writes about findings from the inaugural U.S. Financial Health Pulse report. “Stock market trends, the unemployment rate and other macroeconomic measures don’t always reflect people’s everyday financial lives,” said Catherine Harvey, senior policy advisor in the AARP Public Policy Institute. “The U.S. Financial Health […]