Behavioral Design Guide: Tools To Manage Spending
See how to design tools that help people manage their spending and improve financial health outcomes by applying promising approaches from behavioral science.
Exploring Earned Wage Access as a Liquidity Solution
Earned wage access holds promise as a way to help workers solve short-term liquidity needs, but how are real users actually relying on this product?
Even as Inflation Declines, People in the U.S. Seek Ways To Cope
A recent Financial Health Pulse® survey finds half of people in the U.S. are using four or more strategies to cope with inflation, such as relying on charities or food banks.
Can Government-to-Person Payment Partnerships Increase Financial Inclusion?
Industry partnerships to deliver government payments may help bring more people into the banking system – but we need to learn more about them first.
Understanding the Mental-Financial Health Connection
For the first time, we explore what's known about the deep relationship between financial and mental health challenges – and what’s left to uncover.
Financial Health Pulse® 2023 U.S. Trends Report
After reaching a historic high in 2021, our 2023 U.S. Trends Report finds that the financial health of Americans has declined to pre-pandemic levels.
Pulse Points Summer 2023: Weathering Financial Setbacks From Natural Disasters
Severe weather can disrupt financial health, yet fewer than expected Americans living in disaster-prone areas carry residential insurance.
The Financial Health of People With Disabilities
Despite their ubiquity, people with disabilities are frequently marginalized, resulting in profound impacts to their economic well-being.
FinHealth Spend Report 2023
What are Americans paying for financial services as the country emerges from the COVID-19 pandemic? This year’s FinHealth Spend Report – our long-running national study on the costs of financial services to U.S. households – reveals that spending has soared in the past year amid a turbulent economy and persistent inflation.
Pulse Points Spring 2023: Bracing for the End of Student Loan Forbearance
New analysis suggests that many borrowers anticipate difficulty restarting payments when forbearance likely ends this summer – but proposed policy changes could help.
Credit Building in the Digital Age
Innovations in fintech are creating new opportunities – and posing new risks – for consumers with invisible, unscorable, or subprime credit.
Impact and Learnings From BlackRock’s Emergency Savings Initiative
Learn how the Financial Health Network’s partnership with BlackRock’s Emergency Savings Initiative (ESI) has contributed to millions of people building a financial safety net since 2019.