Climate Disaster and Renters Insurance: Who’s Protected?
A new FinHealth Spend Spotlight finds many renters don’t hold renters insurance – and those who do still face climate-related risks.
Strengthening Financial Health for Climate Resilience
Climate hazards have massive financial impacts on households, especially ones that are already struggling. What do they need to be financially resilient in the face of a changing climate?
Financial Health Solutions: Driving Change Through Measurement
By adopting these four measurement best practices, financial institutions can better understand and improve the impact of their financial solutions.
Exploring the Link Between Housing and Healthcare Costs and Weather Events
Households that experienced a weather event were also more likely to face a range of unexpected housing- and health-related expenses.
Responding to Reform: Overdraft in 2023
After pivotal reforms in 2022, this FinHealth Spend Product Spotlight sheds light on the state of overdraft fees today, how consumers use overdraft, and potential implications for financial institutions and policymakers.
Behavioral Design Guide: A Financial Health Approach to Insurance
Learn how to design insurance products that support financial resilience and foster sustainable relationships with customers using proven behavioral science techniques.
Financial Health Frontiers: Households Under Financial Pressure
The first brief of our Financial Health Frontiers Initiative takes a deeper look at the evolving financial lives of “middle-class” households and why their financial health depends on a holistic approach.
Behavioral Design Guide: A Financial Health Approach to Employer-Sponsored Retirement Savings Plans
Learn how to design employer-sponsored retirement savings plans that support worker financial health by improving participation, savings behavior, and savings balances.
Financial Health Pulse® 2024 U.S. Trends Report
Some households were more acutely affected by the past year’s economic forces than others, depending on their debts and assets held.
Improving Benefits Access: Insights from the Financial Solutions Lab Exchange
Learn how three nonprofit-fintech partnerships developed solutions to improve the benefits application process, support renters, and help child care providers.
FinHealth Spend Report 2024
Amidst a year of high interest rates and decelerating inflation, spending on financial services tops $400 billion for the first time.
Comment on the Interpretive Rule on the Use of Digital User Accounts to Access Buy Now, Pay Later Loans
The Financial Health Network appreciates this opportunity to comment on the Consumer Financial Protection Bureau’s (CFPB) interpretive rule with respect to the use of digital user accounts to access buy now, pay later (BNPL) loans. The Financial Health Network brings together financial institutions, employers, innovators, and nonprofits all working to achieve financial health for all. The Financial Health Network is a recognized expert on the state of financial health in the United States and on the ways in which various financial products and services affect consumers’ financial health.