Households that experienced a weather event were also more likely to face a range of unexpected housing- and health-related expenses.

After pivotal reforms in 2022, this FinHealth Spend Product Spotlight sheds light on the state of overdraft fees today, how consumers use overdraft, and potential implications for financial institutions and policymakers.

Learn how to design insurance products that support financial resilience and foster sustainable relationships with customers using proven behavioral science techniques.

The first brief of our Financial Health Frontiers Initiative takes a deeper look at the evolving financial lives of “middle-class” households and why their financial health depends on a holistic approach.

Learn how to design employer-sponsored retirement savings plans that support worker financial health by improving participation, savings behavior, and savings balances.

Some households were more acutely affected by the past year’s economic forces than others, depending on their debts and assets held.

Learn how three nonprofit-fintech partnerships developed solutions to improve the benefits application process, support renters, and help child care providers.

Amidst a year of high interest rates and decelerating inflation, spending on financial services tops $400 billion for the first time.

The Financial Health Network appreciates this opportunity to comment on the Consumer Financial Protection Bureau’s (CFPB) interpretive rule with respect to the use of digital user accounts to access buy now, pay later (BNPL) loans. The Financial Health Network brings together financial institutions, employers, innovators, and nonprofits all working to achieve financial health for all. The Financial Health Network is a recognized expert on the state of financial health in the United States and on the ways in which various financial products and services affect consumers’ financial health.

How does the financial health of foreign-born consumers compare with those born in the U.S., and how can we set immigrants up for financial success?

Americans across all income levels are struggling to save enough for a financially secure retirement. What’s driving retirement insecurity, and how can employers help?

Low- to moderate-income older adults face unique financial challenges. How well are current fintech solutions meeting them?